LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,638
−HK$5,684/mo
▼ 0.25% · 3.875%
HK$93,458
−HK$2,864/mo
Today · 4.125%
HK$96,322
baseline
▲ 0.50% · 4.625%
HK$102,183
+HK$5,861/mo
Deposit HK$19.87M · loan HK$19.87M · min. income ≈ HK$192,644/mo (50% DSR)
Upfront cash ≈ HK$21.56M (deposit + AVD stamp duty HK$1,689,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,834
−HK$5,448/mo
▼ 0.25% · 3.875%
HK$103,539
−HK$2,743/mo
Today · 4.125%
HK$106,282
baseline
▲ 0.50% · 4.625%
HK$111,884
+HK$5,602/mo
Deposit HK$19.87M · loan HK$19.87M · min. income ≈ HK$212,564/mo (50% DSR)
Upfront cash ≈ HK$21.56M (deposit + AVD stamp duty HK$1,689,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,766
−HK$6,821/mo
▼ 0.25% · 3.875%
HK$112,149
−HK$3,438/mo
Today · 4.125%
HK$115,587
baseline
▲ 0.50% · 4.625%
HK$122,620
+HK$7,033/mo
Deposit HK$15.90M · loan HK$23.85M · min. income ≈ HK$231,174/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$1,689,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,001
−HK$6,538/mo
▼ 0.25% · 3.875%
HK$124,246
−HK$3,293/mo
Today · 4.125%
HK$127,539
baseline
▲ 0.50% · 4.625%
HK$134,261
+HK$6,722/mo
Deposit HK$15.90M · loan HK$23.85M · min. income ≈ HK$255,078/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$1,689,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,894
−HK$7,957/mo
▼ 0.25% · 3.875%
HK$130,841
−HK$4,010/mo
Today · 4.125%
HK$134,851
baseline
▲ 0.50% · 4.625%
HK$143,057
+HK$8,206/mo
Deposit HK$11.92M · loan HK$27.82M · min. income ≈ HK$269,702/mo (50% DSR)
Upfront cash ≈ HK$13.61M (deposit + AVD stamp duty HK$1,689,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,168
−HK$7,627/mo
▼ 0.25% · 3.875%
HK$144,954
−HK$3,841/mo
Today · 4.125%
HK$148,795
baseline
▲ 0.50% · 4.625%
HK$156,638
+HK$7,843/mo
Deposit HK$11.92M · loan HK$27.82M · min. income ≈ HK$297,590/mo (50% DSR)
Upfront cash ≈ HK$13.61M (deposit + AVD stamp duty HK$1,689,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,149
−HK$10,231/mo
▼ 0.25% · 3.875%
HK$168,224
−HK$5,156/mo
Today · 4.125%
HK$173,380
baseline
▲ 0.50% · 4.625%
HK$183,930
+HK$10,550/mo
Deposit HK$3.97M · loan HK$35.77M · min. income ≈ HK$346,760/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,689,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,502
−HK$9,806/mo
▼ 0.25% · 3.875%
HK$186,370
−HK$4,938/mo
Today · 4.125%
HK$191,308
baseline
▲ 0.50% · 4.625%
HK$201,392
+HK$10,084/mo
Deposit HK$3.97M · loan HK$35.77M · min. income ≈ HK$382,616/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,689,344 · Scale 2, in force from 26 Feb 2026)