LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,644
−HK$5,685/mo
▼ 0.25% · 3.875%
HK$93,464
−HK$2,865/mo
Today · 4.125%
HK$96,329
baseline
▲ 0.50% · 4.625%
HK$102,190
+HK$5,861/mo
Deposit HK$19.88M · loan HK$19.88M · min. income ≈ HK$192,658/mo (50% DSR)
Upfront cash ≈ HK$21.57M (deposit + AVD stamp duty HK$1,689,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,841
−HK$5,448/mo
▼ 0.25% · 3.875%
HK$103,545
−HK$2,744/mo
Today · 4.125%
HK$106,289
baseline
▲ 0.50% · 4.625%
HK$111,892
+HK$5,603/mo
Deposit HK$19.88M · loan HK$19.88M · min. income ≈ HK$212,578/mo (50% DSR)
Upfront cash ≈ HK$21.57M (deposit + AVD stamp duty HK$1,689,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,773
−HK$6,821/mo
▼ 0.25% · 3.875%
HK$112,157
−HK$3,437/mo
Today · 4.125%
HK$115,594
baseline
▲ 0.50% · 4.625%
HK$122,628
+HK$7,034/mo
Deposit HK$15.90M · loan HK$23.85M · min. income ≈ HK$231,188/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$1,689,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,009
−HK$6,538/mo
▼ 0.25% · 3.875%
HK$124,255
−HK$3,292/mo
Today · 4.125%
HK$127,547
baseline
▲ 0.50% · 4.625%
HK$134,270
+HK$6,723/mo
Deposit HK$15.90M · loan HK$23.85M · min. income ≈ HK$255,094/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$1,689,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,902
−HK$7,958/mo
▼ 0.25% · 3.875%
HK$130,850
−HK$4,010/mo
Today · 4.125%
HK$134,860
baseline
▲ 0.50% · 4.625%
HK$143,066
+HK$8,206/mo
Deposit HK$11.93M · loan HK$27.83M · min. income ≈ HK$269,720/mo (50% DSR)
Upfront cash ≈ HK$13.62M (deposit + AVD stamp duty HK$1,689,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,177
−HK$7,628/mo
▼ 0.25% · 3.875%
HK$144,964
−HK$3,841/mo
Today · 4.125%
HK$148,805
baseline
▲ 0.50% · 4.625%
HK$156,648
+HK$7,843/mo
Deposit HK$11.93M · loan HK$27.83M · min. income ≈ HK$297,610/mo (50% DSR)
Upfront cash ≈ HK$13.62M (deposit + AVD stamp duty HK$1,689,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,160
−HK$10,232/mo
▼ 0.25% · 3.875%
HK$168,235
−HK$5,157/mo
Today · 4.125%
HK$173,392
baseline
▲ 0.50% · 4.625%
HK$183,942
+HK$10,550/mo
Deposit HK$3.98M · loan HK$35.78M · min. income ≈ HK$346,784/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,689,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,514
−HK$9,806/mo
▼ 0.25% · 3.875%
HK$186,382
−HK$4,938/mo
Today · 4.125%
HK$191,320
baseline
▲ 0.50% · 4.625%
HK$201,405
+HK$10,085/mo
Deposit HK$3.98M · loan HK$35.78M · min. income ≈ HK$382,640/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,689,454 · Scale 2, in force from 26 Feb 2026)