LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,647
−HK$5,685/mo
▼ 0.25% · 3.875%
HK$93,467
−HK$2,865/mo
Today · 4.125%
HK$96,332
baseline
▲ 0.50% · 4.625%
HK$102,193
+HK$5,861/mo
Deposit HK$19.88M · loan HK$19.88M · min. income ≈ HK$192,664/mo (50% DSR)
Upfront cash ≈ HK$21.57M (deposit + AVD stamp duty HK$1,689,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,844
−HK$5,449/mo
▼ 0.25% · 3.875%
HK$103,549
−HK$2,744/mo
Today · 4.125%
HK$106,293
baseline
▲ 0.50% · 4.625%
HK$111,895
+HK$5,602/mo
Deposit HK$19.88M · loan HK$19.88M · min. income ≈ HK$212,586/mo (50% DSR)
Upfront cash ≈ HK$21.57M (deposit + AVD stamp duty HK$1,689,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,777
−HK$6,821/mo
▼ 0.25% · 3.875%
HK$112,160
−HK$3,438/mo
Today · 4.125%
HK$115,598
baseline
▲ 0.50% · 4.625%
HK$122,632
+HK$7,034/mo
Deposit HK$15.90M · loan HK$23.85M · min. income ≈ HK$231,196/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$1,689,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,013
−HK$6,538/mo
▼ 0.25% · 3.875%
HK$124,259
−HK$3,292/mo
Today · 4.125%
HK$127,551
baseline
▲ 0.50% · 4.625%
HK$134,274
+HK$6,723/mo
Deposit HK$15.90M · loan HK$23.85M · min. income ≈ HK$255,102/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$1,689,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,906
−HK$7,958/mo
▼ 0.25% · 3.875%
HK$130,854
−HK$4,010/mo
Today · 4.125%
HK$134,864
baseline
▲ 0.50% · 4.625%
HK$143,071
+HK$8,207/mo
Deposit HK$11.93M · loan HK$27.83M · min. income ≈ HK$269,728/mo (50% DSR)
Upfront cash ≈ HK$13.62M (deposit + AVD stamp duty HK$1,689,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,182
−HK$7,628/mo
▼ 0.25% · 3.875%
HK$144,968
−HK$3,842/mo
Today · 4.125%
HK$148,810
baseline
▲ 0.50% · 4.625%
HK$156,653
+HK$7,843/mo
Deposit HK$11.93M · loan HK$27.83M · min. income ≈ HK$297,620/mo (50% DSR)
Upfront cash ≈ HK$13.62M (deposit + AVD stamp duty HK$1,689,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,165
−HK$10,232/mo
▼ 0.25% · 3.875%
HK$168,241
−HK$5,156/mo
Today · 4.125%
HK$173,397
baseline
▲ 0.50% · 4.625%
HK$183,948
+HK$10,551/mo
Deposit HK$3.98M · loan HK$35.78M · min. income ≈ HK$346,794/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,689,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,520
−HK$9,807/mo
▼ 0.25% · 3.875%
HK$186,388
−HK$4,939/mo
Today · 4.125%
HK$191,327
baseline
▲ 0.50% · 4.625%
HK$201,412
+HK$10,085/mo
Deposit HK$3.98M · loan HK$35.78M · min. income ≈ HK$382,654/mo (50% DSR)
Upfront cash ≈ HK$5.66M (deposit + AVD stamp duty HK$1,689,508 · Scale 2, in force from 26 Feb 2026)