LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,657
−HK$5,685/mo
▼ 0.25% · 3.875%
HK$93,477
−HK$2,865/mo
Today · 4.125%
HK$96,342
baseline
▲ 0.50% · 4.625%
HK$102,205
+HK$5,863/mo
Deposit HK$19.88M · loan HK$19.88M · min. income ≈ HK$192,684/mo (50% DSR)
Upfront cash ≈ HK$21.57M (deposit + AVD stamp duty HK$1,689,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,855
−HK$5,449/mo
▼ 0.25% · 3.875%
HK$103,560
−HK$2,744/mo
Today · 4.125%
HK$106,304
baseline
▲ 0.50% · 4.625%
HK$111,908
+HK$5,604/mo
Deposit HK$19.88M · loan HK$19.88M · min. income ≈ HK$212,608/mo (50% DSR)
Upfront cash ≈ HK$21.57M (deposit + AVD stamp duty HK$1,689,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,789
−HK$6,822/mo
▼ 0.25% · 3.875%
HK$112,173
−HK$3,438/mo
Today · 4.125%
HK$115,611
baseline
▲ 0.50% · 4.625%
HK$122,645
+HK$7,034/mo
Deposit HK$15.90M · loan HK$23.85M · min. income ≈ HK$231,222/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$1,689,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,026
−HK$6,539/mo
▼ 0.25% · 3.875%
HK$124,272
−HK$3,293/mo
Today · 4.125%
HK$127,565
baseline
▲ 0.50% · 4.625%
HK$134,289
+HK$6,724/mo
Deposit HK$15.90M · loan HK$23.85M · min. income ≈ HK$255,130/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$1,689,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,920
−HK$7,959/mo
▼ 0.25% · 3.875%
HK$130,868
−HK$4,011/mo
Today · 4.125%
HK$134,879
baseline
▲ 0.50% · 4.625%
HK$143,086
+HK$8,207/mo
Deposit HK$11.93M · loan HK$27.83M · min. income ≈ HK$269,758/mo (50% DSR)
Upfront cash ≈ HK$13.62M (deposit + AVD stamp duty HK$1,689,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,197
−HK$7,629/mo
▼ 0.25% · 3.875%
HK$144,984
−HK$3,842/mo
Today · 4.125%
HK$148,826
baseline
▲ 0.50% · 4.625%
HK$156,671
+HK$7,845/mo
Deposit HK$11.93M · loan HK$27.83M · min. income ≈ HK$297,652/mo (50% DSR)
Upfront cash ≈ HK$13.62M (deposit + AVD stamp duty HK$1,689,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,183
−HK$10,233/mo
▼ 0.25% · 3.875%
HK$168,259
−HK$5,157/mo
Today · 4.125%
HK$173,416
baseline
▲ 0.50% · 4.625%
HK$183,968
+HK$10,552/mo
Deposit HK$3.98M · loan HK$35.78M · min. income ≈ HK$346,832/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,689,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,540
−HK$9,808/mo
▼ 0.25% · 3.875%
HK$186,408
−HK$4,940/mo
Today · 4.125%
HK$191,348
baseline
▲ 0.50% · 4.625%
HK$201,434
+HK$10,086/mo
Deposit HK$3.98M · loan HK$35.78M · min. income ≈ HK$382,696/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,689,694 · Scale 2, in force from 26 Feb 2026)