LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,658
−HK$5,685/mo
▼ 0.25% · 3.875%
HK$93,477
−HK$2,866/mo
Today · 4.125%
HK$96,343
baseline
▲ 0.50% · 4.625%
HK$102,205
+HK$5,862/mo
Deposit HK$19.88M · loan HK$19.88M · min. income ≈ HK$192,686/mo (50% DSR)
Upfront cash ≈ HK$21.57M (deposit + AVD stamp duty HK$1,689,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,856
−HK$5,448/mo
▼ 0.25% · 3.875%
HK$103,560
−HK$2,744/mo
Today · 4.125%
HK$106,304
baseline
▲ 0.50% · 4.625%
HK$111,908
+HK$5,604/mo
Deposit HK$19.88M · loan HK$19.88M · min. income ≈ HK$212,608/mo (50% DSR)
Upfront cash ≈ HK$21.57M (deposit + AVD stamp duty HK$1,689,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,789
−HK$6,822/mo
▼ 0.25% · 3.875%
HK$112,173
−HK$3,438/mo
Today · 4.125%
HK$115,611
baseline
▲ 0.50% · 4.625%
HK$122,646
+HK$7,035/mo
Deposit HK$15.90M · loan HK$23.85M · min. income ≈ HK$231,222/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$1,689,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,027
−HK$6,538/mo
▼ 0.25% · 3.875%
HK$124,273
−HK$3,292/mo
Today · 4.125%
HK$127,565
baseline
▲ 0.50% · 4.625%
HK$134,290
+HK$6,725/mo
Deposit HK$15.90M · loan HK$23.85M · min. income ≈ HK$255,130/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$1,689,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,921
−HK$7,959/mo
▼ 0.25% · 3.875%
HK$130,868
−HK$4,012/mo
Today · 4.125%
HK$134,880
baseline
▲ 0.50% · 4.625%
HK$143,087
+HK$8,207/mo
Deposit HK$11.93M · loan HK$27.83M · min. income ≈ HK$269,760/mo (50% DSR)
Upfront cash ≈ HK$13.62M (deposit + AVD stamp duty HK$1,689,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,198
−HK$7,628/mo
▼ 0.25% · 3.875%
HK$144,985
−HK$3,841/mo
Today · 4.125%
HK$148,826
baseline
▲ 0.50% · 4.625%
HK$156,671
+HK$7,845/mo
Deposit HK$11.93M · loan HK$27.83M · min. income ≈ HK$297,652/mo (50% DSR)
Upfront cash ≈ HK$13.62M (deposit + AVD stamp duty HK$1,689,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,184
−HK$10,233/mo
▼ 0.25% · 3.875%
HK$168,259
−HK$5,158/mo
Today · 4.125%
HK$173,417
baseline
▲ 0.50% · 4.625%
HK$183,969
+HK$10,552/mo
Deposit HK$3.98M · loan HK$35.78M · min. income ≈ HK$346,834/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,689,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,540
−HK$9,808/mo
▼ 0.25% · 3.875%
HK$186,409
−HK$4,939/mo
Today · 4.125%
HK$191,348
baseline
▲ 0.50% · 4.625%
HK$201,434
+HK$10,086/mo
Deposit HK$3.98M · loan HK$35.78M · min. income ≈ HK$382,696/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,689,698 · Scale 2, in force from 26 Feb 2026)