LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,662
−HK$5,686/mo
▼ 0.25% · 3.875%
HK$93,483
−HK$2,865/mo
Today · 4.125%
HK$96,348
baseline
▲ 0.50% · 4.625%
HK$102,210
+HK$5,862/mo
Deposit HK$19.88M · loan HK$19.88M · min. income ≈ HK$192,696/mo (50% DSR)
Upfront cash ≈ HK$21.57M (deposit + AVD stamp duty HK$1,689,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,861
−HK$5,449/mo
▼ 0.25% · 3.875%
HK$103,566
−HK$2,744/mo
Today · 4.125%
HK$106,310
baseline
▲ 0.50% · 4.625%
HK$111,914
+HK$5,604/mo
Deposit HK$19.88M · loan HK$19.88M · min. income ≈ HK$212,620/mo (50% DSR)
Upfront cash ≈ HK$21.57M (deposit + AVD stamp duty HK$1,689,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,795
−HK$6,822/mo
▼ 0.25% · 3.875%
HK$112,179
−HK$3,438/mo
Today · 4.125%
HK$115,617
baseline
▲ 0.50% · 4.625%
HK$122,652
+HK$7,035/mo
Deposit HK$15.90M · loan HK$23.86M · min. income ≈ HK$231,234/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$1,689,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,033
−HK$6,539/mo
▼ 0.25% · 3.875%
HK$124,279
−HK$3,293/mo
Today · 4.125%
HK$127,572
baseline
▲ 0.50% · 4.625%
HK$134,297
+HK$6,725/mo
Deposit HK$15.90M · loan HK$23.86M · min. income ≈ HK$255,144/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$1,689,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,927
−HK$7,960/mo
▼ 0.25% · 3.875%
HK$130,876
−HK$4,011/mo
Today · 4.125%
HK$134,887
baseline
▲ 0.50% · 4.625%
HK$143,094
+HK$8,207/mo
Deposit HK$11.93M · loan HK$27.83M · min. income ≈ HK$269,774/mo (50% DSR)
Upfront cash ≈ HK$13.62M (deposit + AVD stamp duty HK$1,689,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,205
−HK$7,629/mo
▼ 0.25% · 3.875%
HK$144,993
−HK$3,841/mo
Today · 4.125%
HK$148,834
baseline
▲ 0.50% · 4.625%
HK$156,680
+HK$7,846/mo
Deposit HK$11.93M · loan HK$27.83M · min. income ≈ HK$297,668/mo (50% DSR)
Upfront cash ≈ HK$13.62M (deposit + AVD stamp duty HK$1,689,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,192
−HK$10,234/mo
▼ 0.25% · 3.875%
HK$168,269
−HK$5,157/mo
Today · 4.125%
HK$173,426
baseline
▲ 0.50% · 4.625%
HK$183,979
+HK$10,553/mo
Deposit HK$3.98M · loan HK$35.78M · min. income ≈ HK$346,852/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,689,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,550
−HK$9,808/mo
▼ 0.25% · 3.875%
HK$186,419
−HK$4,939/mo
Today · 4.125%
HK$191,358
baseline
▲ 0.50% · 4.625%
HK$201,445
+HK$10,087/mo
Deposit HK$3.98M · loan HK$35.78M · min. income ≈ HK$382,716/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,689,790 · Scale 2, in force from 26 Feb 2026)