LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,668
−HK$5,686/mo
▼ 0.25% · 3.875%
HK$93,488
−HK$2,866/mo
Today · 4.125%
HK$96,354
baseline
▲ 0.50% · 4.625%
HK$102,217
+HK$5,863/mo
Deposit HK$19.88M · loan HK$19.88M · min. income ≈ HK$192,708/mo (50% DSR)
Upfront cash ≈ HK$21.57M (deposit + AVD stamp duty HK$1,689,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,867
−HK$5,450/mo
▼ 0.25% · 3.875%
HK$103,572
−HK$2,745/mo
Today · 4.125%
HK$106,317
baseline
▲ 0.50% · 4.625%
HK$111,921
+HK$5,604/mo
Deposit HK$19.88M · loan HK$19.88M · min. income ≈ HK$212,634/mo (50% DSR)
Upfront cash ≈ HK$21.57M (deposit + AVD stamp duty HK$1,689,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,802
−HK$6,822/mo
▼ 0.25% · 3.875%
HK$112,186
−HK$3,438/mo
Today · 4.125%
HK$115,624
baseline
▲ 0.50% · 4.625%
HK$122,660
+HK$7,036/mo
Deposit HK$15.90M · loan HK$23.86M · min. income ≈ HK$231,248/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$1,689,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,041
−HK$6,539/mo
▼ 0.25% · 3.875%
HK$124,287
−HK$3,293/mo
Today · 4.125%
HK$127,580
baseline
▲ 0.50% · 4.625%
HK$134,305
+HK$6,725/mo
Deposit HK$15.90M · loan HK$23.86M · min. income ≈ HK$255,160/mo (50% DSR)
Upfront cash ≈ HK$17.59M (deposit + AVD stamp duty HK$1,689,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,935
−HK$7,960/mo
▼ 0.25% · 3.875%
HK$130,884
−HK$4,011/mo
Today · 4.125%
HK$134,895
baseline
▲ 0.50% · 4.625%
HK$143,103
+HK$8,208/mo
Deposit HK$11.93M · loan HK$27.83M · min. income ≈ HK$269,790/mo (50% DSR)
Upfront cash ≈ HK$13.62M (deposit + AVD stamp duty HK$1,689,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,214
−HK$7,629/mo
▼ 0.25% · 3.875%
HK$145,001
−HK$3,842/mo
Today · 4.125%
HK$148,843
baseline
▲ 0.50% · 4.625%
HK$156,689
+HK$7,846/mo
Deposit HK$11.93M · loan HK$27.83M · min. income ≈ HK$297,686/mo (50% DSR)
Upfront cash ≈ HK$13.62M (deposit + AVD stamp duty HK$1,689,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,202
−HK$10,235/mo
▼ 0.25% · 3.875%
HK$168,279
−HK$5,158/mo
Today · 4.125%
HK$173,437
baseline
▲ 0.50% · 4.625%
HK$183,990
+HK$10,553/mo
Deposit HK$3.98M · loan HK$35.79M · min. income ≈ HK$346,874/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,689,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,561
−HK$9,809/mo
▼ 0.25% · 3.875%
HK$186,430
−HK$4,940/mo
Today · 4.125%
HK$191,370
baseline
▲ 0.50% · 4.625%
HK$201,457
+HK$10,087/mo
Deposit HK$3.98M · loan HK$35.79M · min. income ≈ HK$382,740/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,689,893 · Scale 2, in force from 26 Feb 2026)