LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,679
−HK$5,687/mo
▼ 0.25% · 3.875%
HK$93,500
−HK$2,866/mo
Today · 4.125%
HK$96,366
baseline
▲ 0.50% · 4.625%
HK$102,230
+HK$5,864/mo
Deposit HK$19.88M · loan HK$19.88M · min. income ≈ HK$192,732/mo (50% DSR)
Upfront cash ≈ HK$21.57M (deposit + AVD stamp duty HK$1,690,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,880
−HK$5,450/mo
▼ 0.25% · 3.875%
HK$103,586
−HK$2,744/mo
Today · 4.125%
HK$106,330
baseline
▲ 0.50% · 4.625%
HK$111,935
+HK$5,605/mo
Deposit HK$19.88M · loan HK$19.88M · min. income ≈ HK$212,660/mo (50% DSR)
Upfront cash ≈ HK$21.57M (deposit + AVD stamp duty HK$1,690,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,815
−HK$6,824/mo
▼ 0.25% · 3.875%
HK$112,200
−HK$3,439/mo
Today · 4.125%
HK$115,639
baseline
▲ 0.50% · 4.625%
HK$122,675
+HK$7,036/mo
Deposit HK$15.91M · loan HK$23.86M · min. income ≈ HK$231,278/mo (50% DSR)
Upfront cash ≈ HK$17.60M (deposit + AVD stamp duty HK$1,690,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,056
−HK$6,540/mo
▼ 0.25% · 3.875%
HK$124,303
−HK$3,293/mo
Today · 4.125%
HK$127,596
baseline
▲ 0.50% · 4.625%
HK$134,322
+HK$6,726/mo
Deposit HK$15.91M · loan HK$23.86M · min. income ≈ HK$255,192/mo (50% DSR)
Upfront cash ≈ HK$17.60M (deposit + AVD stamp duty HK$1,690,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,951
−HK$7,961/mo
▼ 0.25% · 3.875%
HK$130,900
−HK$4,012/mo
Today · 4.125%
HK$134,912
baseline
▲ 0.50% · 4.625%
HK$143,121
+HK$8,209/mo
Deposit HK$11.93M · loan HK$27.84M · min. income ≈ HK$269,824/mo (50% DSR)
Upfront cash ≈ HK$13.62M (deposit + AVD stamp duty HK$1,690,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,232
−HK$7,630/mo
▼ 0.25% · 3.875%
HK$145,020
−HK$3,842/mo
Today · 4.125%
HK$148,862
baseline
▲ 0.50% · 4.625%
HK$156,709
+HK$7,847/mo
Deposit HK$11.93M · loan HK$27.84M · min. income ≈ HK$297,724/mo (50% DSR)
Upfront cash ≈ HK$13.62M (deposit + AVD stamp duty HK$1,690,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,223
−HK$10,236/mo
▼ 0.25% · 3.875%
HK$168,300
−HK$5,159/mo
Today · 4.125%
HK$173,459
baseline
▲ 0.50% · 4.625%
HK$184,013
+HK$10,554/mo
Deposit HK$3.98M · loan HK$35.79M · min. income ≈ HK$346,918/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,690,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,584
−HK$9,810/mo
▼ 0.25% · 3.875%
HK$186,454
−HK$4,940/mo
Today · 4.125%
HK$191,394
baseline
▲ 0.50% · 4.625%
HK$201,483
+HK$10,089/mo
Deposit HK$3.98M · loan HK$35.79M · min. income ≈ HK$382,788/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,690,108 · Scale 2, in force from 26 Feb 2026)