LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,684
−HK$5,686/mo
▼ 0.25% · 3.875%
HK$93,504
−HK$2,866/mo
Today · 4.125%
HK$96,370
baseline
▲ 0.50% · 4.625%
HK$102,234
+HK$5,864/mo
Deposit HK$19.88M · loan HK$19.88M · min. income ≈ HK$192,740/mo (50% DSR)
Upfront cash ≈ HK$21.57M (deposit + AVD stamp duty HK$1,690,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,885
−HK$5,450/mo
▼ 0.25% · 3.875%
HK$103,590
−HK$2,745/mo
Today · 4.125%
HK$106,335
baseline
▲ 0.50% · 4.625%
HK$111,940
+HK$5,605/mo
Deposit HK$19.88M · loan HK$19.88M · min. income ≈ HK$212,670/mo (50% DSR)
Upfront cash ≈ HK$21.57M (deposit + AVD stamp duty HK$1,690,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,820
−HK$6,824/mo
▼ 0.25% · 3.875%
HK$112,205
−HK$3,439/mo
Today · 4.125%
HK$115,644
baseline
▲ 0.50% · 4.625%
HK$122,681
+HK$7,037/mo
Deposit HK$15.91M · loan HK$23.86M · min. income ≈ HK$231,288/mo (50% DSR)
Upfront cash ≈ HK$17.60M (deposit + AVD stamp duty HK$1,690,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,061
−HK$6,541/mo
▼ 0.25% · 3.875%
HK$124,308
−HK$3,294/mo
Today · 4.125%
HK$127,602
baseline
▲ 0.50% · 4.625%
HK$134,328
+HK$6,726/mo
Deposit HK$15.91M · loan HK$23.86M · min. income ≈ HK$255,204/mo (50% DSR)
Upfront cash ≈ HK$17.60M (deposit + AVD stamp duty HK$1,690,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,957
−HK$7,961/mo
▼ 0.25% · 3.875%
HK$130,906
−HK$4,012/mo
Today · 4.125%
HK$134,918
baseline
▲ 0.50% · 4.625%
HK$143,128
+HK$8,210/mo
Deposit HK$11.93M · loan HK$27.84M · min. income ≈ HK$269,836/mo (50% DSR)
Upfront cash ≈ HK$13.62M (deposit + AVD stamp duty HK$1,690,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,238
−HK$7,631/mo
▼ 0.25% · 3.875%
HK$145,026
−HK$3,843/mo
Today · 4.125%
HK$148,869
baseline
▲ 0.50% · 4.625%
HK$156,716
+HK$7,847/mo
Deposit HK$11.93M · loan HK$27.84M · min. income ≈ HK$297,738/mo (50% DSR)
Upfront cash ≈ HK$13.62M (deposit + AVD stamp duty HK$1,690,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,230
−HK$10,236/mo
▼ 0.25% · 3.875%
HK$168,308
−HK$5,158/mo
Today · 4.125%
HK$173,466
baseline
▲ 0.50% · 4.625%
HK$184,021
+HK$10,555/mo
Deposit HK$3.98M · loan HK$35.79M · min. income ≈ HK$346,932/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,690,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,592
−HK$9,811/mo
▼ 0.25% · 3.875%
HK$186,462
−HK$4,941/mo
Today · 4.125%
HK$191,403
baseline
▲ 0.50% · 4.625%
HK$201,492
+HK$10,089/mo
Deposit HK$3.98M · loan HK$35.79M · min. income ≈ HK$382,806/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,690,183 · Scale 2, in force from 26 Feb 2026)