LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,695
−HK$5,687/mo
▼ 0.25% · 3.875%
HK$93,516
−HK$2,866/mo
Today · 4.125%
HK$96,382
baseline
▲ 0.50% · 4.625%
HK$102,247
+HK$5,865/mo
Deposit HK$19.89M · loan HK$19.89M · min. income ≈ HK$192,764/mo (50% DSR)
Upfront cash ≈ HK$21.58M (deposit + AVD stamp duty HK$1,690,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,897
−HK$5,451/mo
▼ 0.25% · 3.875%
HK$103,603
−HK$2,745/mo
Today · 4.125%
HK$106,348
baseline
▲ 0.50% · 4.625%
HK$111,954
+HK$5,606/mo
Deposit HK$19.89M · loan HK$19.89M · min. income ≈ HK$212,696/mo (50% DSR)
Upfront cash ≈ HK$21.58M (deposit + AVD stamp duty HK$1,690,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,834
−HK$6,824/mo
▼ 0.25% · 3.875%
HK$112,219
−HK$3,439/mo
Today · 4.125%
HK$115,658
baseline
▲ 0.50% · 4.625%
HK$122,696
+HK$7,038/mo
Deposit HK$15.91M · loan HK$23.86M · min. income ≈ HK$231,316/mo (50% DSR)
Upfront cash ≈ HK$17.60M (deposit + AVD stamp duty HK$1,690,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,076
−HK$6,542/mo
▼ 0.25% · 3.875%
HK$124,323
−HK$3,295/mo
Today · 4.125%
HK$127,618
baseline
▲ 0.50% · 4.625%
HK$134,344
+HK$6,726/mo
Deposit HK$15.91M · loan HK$23.86M · min. income ≈ HK$255,236/mo (50% DSR)
Upfront cash ≈ HK$17.60M (deposit + AVD stamp duty HK$1,690,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,972
−HK$7,963/mo
▼ 0.25% · 3.875%
HK$130,922
−HK$4,013/mo
Today · 4.125%
HK$134,935
baseline
▲ 0.50% · 4.625%
HK$143,145
+HK$8,210/mo
Deposit HK$11.93M · loan HK$27.84M · min. income ≈ HK$269,870/mo (50% DSR)
Upfront cash ≈ HK$13.62M (deposit + AVD stamp duty HK$1,690,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,256
−HK$7,631/mo
▼ 0.25% · 3.875%
HK$145,044
−HK$3,843/mo
Today · 4.125%
HK$148,887
baseline
▲ 0.50% · 4.625%
HK$156,735
+HK$7,848/mo
Deposit HK$11.93M · loan HK$27.84M · min. income ≈ HK$297,774/mo (50% DSR)
Upfront cash ≈ HK$13.62M (deposit + AVD stamp duty HK$1,690,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,250
−HK$10,238/mo
▼ 0.25% · 3.875%
HK$168,328
−HK$5,160/mo
Today · 4.125%
HK$173,488
baseline
▲ 0.50% · 4.625%
HK$184,044
+HK$10,556/mo
Deposit HK$3.98M · loan HK$35.80M · min. income ≈ HK$346,976/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,690,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,614
−HK$9,812/mo
▼ 0.25% · 3.875%
HK$186,485
−HK$4,941/mo
Today · 4.125%
HK$191,426
baseline
▲ 0.50% · 4.625%
HK$201,517
+HK$10,091/mo
Deposit HK$3.98M · loan HK$35.80M · min. income ≈ HK$382,852/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,690,390 · Scale 2, in force from 26 Feb 2026)