LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,697
−HK$5,687/mo
▼ 0.25% · 3.875%
HK$93,518
−HK$2,866/mo
Today · 4.125%
HK$96,384
baseline
▲ 0.50% · 4.625%
HK$102,249
+HK$5,865/mo
Deposit HK$19.89M · loan HK$19.89M · min. income ≈ HK$192,768/mo (50% DSR)
Upfront cash ≈ HK$21.58M (deposit + AVD stamp duty HK$1,690,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,899
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$103,605
−HK$2,746/mo
Today · 4.125%
HK$106,351
baseline
▲ 0.50% · 4.625%
HK$111,956
+HK$5,605/mo
Deposit HK$19.89M · loan HK$19.89M · min. income ≈ HK$212,702/mo (50% DSR)
Upfront cash ≈ HK$21.58M (deposit + AVD stamp duty HK$1,690,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,836
−HK$6,825/mo
▼ 0.25% · 3.875%
HK$112,222
−HK$3,439/mo
Today · 4.125%
HK$115,661
baseline
▲ 0.50% · 4.625%
HK$122,699
+HK$7,038/mo
Deposit HK$15.91M · loan HK$23.86M · min. income ≈ HK$231,322/mo (50% DSR)
Upfront cash ≈ HK$17.60M (deposit + AVD stamp duty HK$1,690,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,079
−HK$6,542/mo
▼ 0.25% · 3.875%
HK$124,326
−HK$3,295/mo
Today · 4.125%
HK$127,621
baseline
▲ 0.50% · 4.625%
HK$134,348
+HK$6,727/mo
Deposit HK$15.91M · loan HK$23.86M · min. income ≈ HK$255,242/mo (50% DSR)
Upfront cash ≈ HK$17.60M (deposit + AVD stamp duty HK$1,690,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,975
−HK$7,963/mo
▼ 0.25% · 3.875%
HK$130,925
−HK$4,013/mo
Today · 4.125%
HK$134,938
baseline
▲ 0.50% · 4.625%
HK$143,149
+HK$8,211/mo
Deposit HK$11.93M · loan HK$27.84M · min. income ≈ HK$269,876/mo (50% DSR)
Upfront cash ≈ HK$13.62M (deposit + AVD stamp duty HK$1,690,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,259
−HK$7,632/mo
▼ 0.25% · 3.875%
HK$145,047
−HK$3,844/mo
Today · 4.125%
HK$148,891
baseline
▲ 0.50% · 4.625%
HK$156,739
+HK$7,848/mo
Deposit HK$11.93M · loan HK$27.84M · min. income ≈ HK$297,782/mo (50% DSR)
Upfront cash ≈ HK$13.62M (deposit + AVD stamp duty HK$1,690,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,254
−HK$10,238/mo
▼ 0.25% · 3.875%
HK$168,332
−HK$5,160/mo
Today · 4.125%
HK$173,492
baseline
▲ 0.50% · 4.625%
HK$184,048
+HK$10,556/mo
Deposit HK$3.98M · loan HK$35.80M · min. income ≈ HK$346,984/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,690,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,619
−HK$9,812/mo
▼ 0.25% · 3.875%
HK$186,490
−HK$4,941/mo
Today · 4.125%
HK$191,431
baseline
▲ 0.50% · 4.625%
HK$201,522
+HK$10,091/mo
Deposit HK$3.98M · loan HK$35.80M · min. income ≈ HK$382,862/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,690,430 · Scale 2, in force from 26 Feb 2026)