LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,707
−HK$5,688/mo
▼ 0.25% · 3.875%
HK$93,529
−HK$2,866/mo
Today · 4.125%
HK$96,395
baseline
▲ 0.50% · 4.625%
HK$102,261
+HK$5,866/mo
Deposit HK$19.89M · loan HK$19.89M · min. income ≈ HK$192,790/mo (50% DSR)
Upfront cash ≈ HK$21.58M (deposit + AVD stamp duty HK$1,690,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,911
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$103,617
−HK$2,746/mo
Today · 4.125%
HK$106,363
baseline
▲ 0.50% · 4.625%
HK$111,969
+HK$5,606/mo
Deposit HK$19.89M · loan HK$19.89M · min. income ≈ HK$212,726/mo (50% DSR)
Upfront cash ≈ HK$21.58M (deposit + AVD stamp duty HK$1,690,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,848
−HK$6,826/mo
▼ 0.25% · 3.875%
HK$112,234
−HK$3,440/mo
Today · 4.125%
HK$115,674
baseline
▲ 0.50% · 4.625%
HK$122,713
+HK$7,039/mo
Deposit HK$15.91M · loan HK$23.87M · min. income ≈ HK$231,348/mo (50% DSR)
Upfront cash ≈ HK$17.60M (deposit + AVD stamp duty HK$1,690,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,093
−HK$6,542/mo
▼ 0.25% · 3.875%
HK$124,340
−HK$3,295/mo
Today · 4.125%
HK$127,635
baseline
▲ 0.50% · 4.625%
HK$134,363
+HK$6,728/mo
Deposit HK$15.91M · loan HK$23.87M · min. income ≈ HK$255,270/mo (50% DSR)
Upfront cash ≈ HK$17.60M (deposit + AVD stamp duty HK$1,690,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,990
−HK$7,963/mo
▼ 0.25% · 3.875%
HK$130,940
−HK$4,013/mo
Today · 4.125%
HK$134,953
baseline
▲ 0.50% · 4.625%
HK$143,165
+HK$8,212/mo
Deposit HK$11.93M · loan HK$27.85M · min. income ≈ HK$269,906/mo (50% DSR)
Upfront cash ≈ HK$13.62M (deposit + AVD stamp duty HK$1,690,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,275
−HK$7,633/mo
▼ 0.25% · 3.875%
HK$145,064
−HK$3,844/mo
Today · 4.125%
HK$148,908
baseline
▲ 0.50% · 4.625%
HK$156,757
+HK$7,849/mo
Deposit HK$11.93M · loan HK$27.85M · min. income ≈ HK$297,816/mo (50% DSR)
Upfront cash ≈ HK$13.62M (deposit + AVD stamp duty HK$1,690,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,273
−HK$10,238/mo
▼ 0.25% · 3.875%
HK$168,351
−HK$5,160/mo
Today · 4.125%
HK$173,511
baseline
▲ 0.50% · 4.625%
HK$184,069
+HK$10,558/mo
Deposit HK$3.98M · loan HK$35.80M · min. income ≈ HK$347,022/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,690,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,639
−HK$9,814/mo
▼ 0.25% · 3.875%
HK$186,511
−HK$4,942/mo
Today · 4.125%
HK$191,453
baseline
▲ 0.50% · 4.625%
HK$201,544
+HK$10,091/mo
Deposit HK$3.98M · loan HK$35.80M · min. income ≈ HK$382,906/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,690,622 · Scale 2, in force from 26 Feb 2026)