LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,715
−HK$5,688/mo
▼ 0.25% · 3.875%
HK$93,536
−HK$2,867/mo
Today · 4.125%
HK$96,403
baseline
▲ 0.50% · 4.625%
HK$102,269
+HK$5,866/mo
Deposit HK$19.89M · loan HK$19.89M · min. income ≈ HK$192,806/mo (50% DSR)
Upfront cash ≈ HK$21.58M (deposit + AVD stamp duty HK$1,690,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,919
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$103,626
−HK$2,745/mo
Today · 4.125%
HK$106,371
baseline
▲ 0.50% · 4.625%
HK$111,978
+HK$5,607/mo
Deposit HK$19.89M · loan HK$19.89M · min. income ≈ HK$212,742/mo (50% DSR)
Upfront cash ≈ HK$21.58M (deposit + AVD stamp duty HK$1,690,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,857
−HK$6,827/mo
▼ 0.25% · 3.875%
HK$112,244
−HK$3,440/mo
Today · 4.125%
HK$115,684
baseline
▲ 0.50% · 4.625%
HK$122,723
+HK$7,039/mo
Deposit HK$15.91M · loan HK$23.87M · min. income ≈ HK$231,368/mo (50% DSR)
Upfront cash ≈ HK$17.60M (deposit + AVD stamp duty HK$1,690,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,103
−HK$6,543/mo
▼ 0.25% · 3.875%
HK$124,351
−HK$3,295/mo
Today · 4.125%
HK$127,646
baseline
▲ 0.50% · 4.625%
HK$134,374
+HK$6,728/mo
Deposit HK$15.91M · loan HK$23.87M · min. income ≈ HK$255,292/mo (50% DSR)
Upfront cash ≈ HK$17.60M (deposit + AVD stamp duty HK$1,690,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,000
−HK$7,964/mo
▼ 0.25% · 3.875%
HK$130,951
−HK$4,013/mo
Today · 4.125%
HK$134,964
baseline
▲ 0.50% · 4.625%
HK$143,177
+HK$8,213/mo
Deposit HK$11.93M · loan HK$27.85M · min. income ≈ HK$269,928/mo (50% DSR)
Upfront cash ≈ HK$13.63M (deposit + AVD stamp duty HK$1,690,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,287
−HK$7,633/mo
▼ 0.25% · 3.875%
HK$145,076
−HK$3,844/mo
Today · 4.125%
HK$148,920
baseline
▲ 0.50% · 4.625%
HK$156,770
+HK$7,850/mo
Deposit HK$11.93M · loan HK$27.85M · min. income ≈ HK$297,840/mo (50% DSR)
Upfront cash ≈ HK$13.63M (deposit + AVD stamp duty HK$1,690,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,286
−HK$10,240/mo
▼ 0.25% · 3.875%
HK$168,365
−HK$5,161/mo
Today · 4.125%
HK$173,526
baseline
▲ 0.50% · 4.625%
HK$184,084
+HK$10,558/mo
Deposit HK$3.98M · loan HK$35.80M · min. income ≈ HK$347,052/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,690,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,654
−HK$9,814/mo
▼ 0.25% · 3.875%
HK$186,526
−HK$4,942/mo
Today · 4.125%
HK$191,468
baseline
▲ 0.50% · 4.625%
HK$201,561
+HK$10,093/mo
Deposit HK$3.98M · loan HK$35.80M · min. income ≈ HK$382,936/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,690,761 · Scale 2, in force from 26 Feb 2026)