LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,720
−HK$5,689/mo
▼ 0.25% · 3.875%
HK$93,542
−HK$2,867/mo
Today · 4.125%
HK$96,409
baseline
▲ 0.50% · 4.625%
HK$102,275
+HK$5,866/mo
Deposit HK$19.89M · loan HK$19.89M · min. income ≈ HK$192,818/mo (50% DSR)
Upfront cash ≈ HK$21.58M (deposit + AVD stamp duty HK$1,690,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,925
−HK$5,453/mo
▼ 0.25% · 3.875%
HK$103,632
−HK$2,746/mo
Today · 4.125%
HK$106,378
baseline
▲ 0.50% · 4.625%
HK$111,985
+HK$5,607/mo
Deposit HK$19.89M · loan HK$19.89M · min. income ≈ HK$212,756/mo (50% DSR)
Upfront cash ≈ HK$21.58M (deposit + AVD stamp duty HK$1,690,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,864
−HK$6,827/mo
▼ 0.25% · 3.875%
HK$112,250
−HK$3,441/mo
Today · 4.125%
HK$115,691
baseline
▲ 0.50% · 4.625%
HK$122,730
+HK$7,039/mo
Deposit HK$15.91M · loan HK$23.87M · min. income ≈ HK$231,382/mo (50% DSR)
Upfront cash ≈ HK$17.60M (deposit + AVD stamp duty HK$1,690,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,110
−HK$6,543/mo
▼ 0.25% · 3.875%
HK$124,358
−HK$3,295/mo
Today · 4.125%
HK$127,653
baseline
▲ 0.50% · 4.625%
HK$134,382
+HK$6,729/mo
Deposit HK$15.91M · loan HK$23.87M · min. income ≈ HK$255,306/mo (50% DSR)
Upfront cash ≈ HK$17.60M (deposit + AVD stamp duty HK$1,690,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,008
−HK$7,964/mo
▼ 0.25% · 3.875%
HK$130,959
−HK$4,013/mo
Today · 4.125%
HK$134,972
baseline
▲ 0.50% · 4.625%
HK$143,185
+HK$8,213/mo
Deposit HK$11.94M · loan HK$27.85M · min. income ≈ HK$269,944/mo (50% DSR)
Upfront cash ≈ HK$13.63M (deposit + AVD stamp duty HK$1,690,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,295
−HK$7,634/mo
▼ 0.25% · 3.875%
HK$145,084
−HK$3,845/mo
Today · 4.125%
HK$148,929
baseline
▲ 0.50% · 4.625%
HK$156,779
+HK$7,850/mo
Deposit HK$11.94M · loan HK$27.85M · min. income ≈ HK$297,858/mo (50% DSR)
Upfront cash ≈ HK$13.63M (deposit + AVD stamp duty HK$1,690,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,296
−HK$10,240/mo
▼ 0.25% · 3.875%
HK$168,375
−HK$5,161/mo
Today · 4.125%
HK$173,536
baseline
▲ 0.50% · 4.625%
HK$184,095
+HK$10,559/mo
Deposit HK$3.98M · loan HK$35.81M · min. income ≈ HK$347,072/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,690,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,665
−HK$9,815/mo
▼ 0.25% · 3.875%
HK$186,537
−HK$4,943/mo
Today · 4.125%
HK$191,480
baseline
▲ 0.50% · 4.625%
HK$201,573
+HK$10,093/mo
Deposit HK$3.98M · loan HK$35.81M · min. income ≈ HK$382,960/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,690,861 · Scale 2, in force from 26 Feb 2026)