LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,726
−HK$5,689/mo
▼ 0.25% · 3.875%
HK$93,548
−HK$2,867/mo
Today · 4.125%
HK$96,415
baseline
▲ 0.50% · 4.625%
HK$102,282
+HK$5,867/mo
Deposit HK$19.89M · loan HK$19.89M · min. income ≈ HK$192,830/mo (50% DSR)
Upfront cash ≈ HK$21.58M (deposit + AVD stamp duty HK$1,690,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,932
−HK$5,453/mo
▼ 0.25% · 3.875%
HK$103,639
−HK$2,746/mo
Today · 4.125%
HK$106,385
baseline
▲ 0.50% · 4.625%
HK$111,992
+HK$5,607/mo
Deposit HK$19.89M · loan HK$19.89M · min. income ≈ HK$212,770/mo (50% DSR)
Upfront cash ≈ HK$21.58M (deposit + AVD stamp duty HK$1,690,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,871
−HK$6,827/mo
▼ 0.25% · 3.875%
HK$112,258
−HK$3,440/mo
Today · 4.125%
HK$115,698
baseline
▲ 0.50% · 4.625%
HK$122,738
+HK$7,040/mo
Deposit HK$15.92M · loan HK$23.87M · min. income ≈ HK$231,396/mo (50% DSR)
Upfront cash ≈ HK$17.61M (deposit + AVD stamp duty HK$1,690,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,118
−HK$6,544/mo
▼ 0.25% · 3.875%
HK$124,366
−HK$3,296/mo
Today · 4.125%
HK$127,662
baseline
▲ 0.50% · 4.625%
HK$134,391
+HK$6,729/mo
Deposit HK$15.92M · loan HK$23.87M · min. income ≈ HK$255,324/mo (50% DSR)
Upfront cash ≈ HK$17.61M (deposit + AVD stamp duty HK$1,690,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,016
−HK$7,965/mo
▼ 0.25% · 3.875%
HK$130,967
−HK$4,014/mo
Today · 4.125%
HK$134,981
baseline
▲ 0.50% · 4.625%
HK$143,195
+HK$8,214/mo
Deposit HK$11.94M · loan HK$27.85M · min. income ≈ HK$269,962/mo (50% DSR)
Upfront cash ≈ HK$13.63M (deposit + AVD stamp duty HK$1,690,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,304
−HK$7,634/mo
▼ 0.25% · 3.875%
HK$145,094
−HK$3,844/mo
Today · 4.125%
HK$148,938
baseline
▲ 0.50% · 4.625%
HK$156,789
+HK$7,851/mo
Deposit HK$11.94M · loan HK$27.85M · min. income ≈ HK$297,876/mo (50% DSR)
Upfront cash ≈ HK$13.63M (deposit + AVD stamp duty HK$1,690,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,307
−HK$10,240/mo
▼ 0.25% · 3.875%
HK$168,386
−HK$5,161/mo
Today · 4.125%
HK$173,547
baseline
▲ 0.50% · 4.625%
HK$184,107
+HK$10,560/mo
Deposit HK$3.98M · loan HK$35.81M · min. income ≈ HK$347,094/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,690,972 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,677
−HK$9,815/mo
▼ 0.25% · 3.875%
HK$186,549
−HK$4,943/mo
Today · 4.125%
HK$191,492
baseline
▲ 0.50% · 4.625%
HK$201,586
+HK$10,094/mo
Deposit HK$3.98M · loan HK$35.81M · min. income ≈ HK$382,984/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,690,972 · Scale 2, in force from 26 Feb 2026)