LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,727
−HK$5,689/mo
▼ 0.25% · 3.875%
HK$93,549
−HK$2,867/mo
Today · 4.125%
HK$96,416
baseline
▲ 0.50% · 4.625%
HK$102,283
+HK$5,867/mo
Deposit HK$19.89M · loan HK$19.89M · min. income ≈ HK$192,832/mo (50% DSR)
Upfront cash ≈ HK$21.58M (deposit + AVD stamp duty HK$1,690,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,932
−HK$5,453/mo
▼ 0.25% · 3.875%
HK$103,639
−HK$2,746/mo
Today · 4.125%
HK$106,385
baseline
▲ 0.50% · 4.625%
HK$111,993
+HK$5,608/mo
Deposit HK$19.89M · loan HK$19.89M · min. income ≈ HK$212,770/mo (50% DSR)
Upfront cash ≈ HK$21.58M (deposit + AVD stamp duty HK$1,690,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,872
−HK$6,827/mo
▼ 0.25% · 3.875%
HK$112,258
−HK$3,441/mo
Today · 4.125%
HK$115,699
baseline
▲ 0.50% · 4.625%
HK$122,739
+HK$7,040/mo
Deposit HK$15.92M · loan HK$23.87M · min. income ≈ HK$231,398/mo (50% DSR)
Upfront cash ≈ HK$17.61M (deposit + AVD stamp duty HK$1,690,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,119
−HK$6,544/mo
▼ 0.25% · 3.875%
HK$124,367
−HK$3,296/mo
Today · 4.125%
HK$127,663
baseline
▲ 0.50% · 4.625%
HK$134,392
+HK$6,729/mo
Deposit HK$15.92M · loan HK$23.87M · min. income ≈ HK$255,326/mo (50% DSR)
Upfront cash ≈ HK$17.61M (deposit + AVD stamp duty HK$1,690,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,017
−HK$7,965/mo
▼ 0.25% · 3.875%
HK$130,968
−HK$4,014/mo
Today · 4.125%
HK$134,982
baseline
▲ 0.50% · 4.625%
HK$143,196
+HK$8,214/mo
Deposit HK$11.94M · loan HK$27.85M · min. income ≈ HK$269,964/mo (50% DSR)
Upfront cash ≈ HK$13.63M (deposit + AVD stamp duty HK$1,690,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,305
−HK$7,635/mo
▼ 0.25% · 3.875%
HK$145,095
−HK$3,845/mo
Today · 4.125%
HK$148,940
baseline
▲ 0.50% · 4.625%
HK$156,790
+HK$7,850/mo
Deposit HK$11.94M · loan HK$27.85M · min. income ≈ HK$297,880/mo (50% DSR)
Upfront cash ≈ HK$13.63M (deposit + AVD stamp duty HK$1,690,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,308
−HK$10,241/mo
▼ 0.25% · 3.875%
HK$168,388
−HK$5,161/mo
Today · 4.125%
HK$173,549
baseline
▲ 0.50% · 4.625%
HK$184,109
+HK$10,560/mo
Deposit HK$3.98M · loan HK$35.81M · min. income ≈ HK$347,098/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,690,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,678
−HK$9,816/mo
▼ 0.25% · 3.875%
HK$186,551
−HK$4,943/mo
Today · 4.125%
HK$191,494
baseline
▲ 0.50% · 4.625%
HK$201,588
+HK$10,094/mo
Deposit HK$3.98M · loan HK$35.81M · min. income ≈ HK$382,988/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,690,986 · Scale 2, in force from 26 Feb 2026)