LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,730
−HK$5,689/mo
▼ 0.25% · 3.875%
HK$93,552
−HK$2,867/mo
Today · 4.125%
HK$96,419
baseline
▲ 0.50% · 4.625%
HK$102,286
+HK$5,867/mo
Deposit HK$19.89M · loan HK$19.89M · min. income ≈ HK$192,838/mo (50% DSR)
Upfront cash ≈ HK$21.59M (deposit + AVD stamp duty HK$1,691,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,936
−HK$5,453/mo
▼ 0.25% · 3.875%
HK$103,643
−HK$2,746/mo
Today · 4.125%
HK$106,389
baseline
▲ 0.50% · 4.625%
HK$111,997
+HK$5,608/mo
Deposit HK$19.89M · loan HK$19.89M · min. income ≈ HK$212,778/mo (50% DSR)
Upfront cash ≈ HK$21.59M (deposit + AVD stamp duty HK$1,691,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,876
−HK$6,827/mo
▼ 0.25% · 3.875%
HK$112,263
−HK$3,440/mo
Today · 4.125%
HK$115,703
baseline
▲ 0.50% · 4.625%
HK$122,744
+HK$7,041/mo
Deposit HK$15.92M · loan HK$23.87M · min. income ≈ HK$231,406/mo (50% DSR)
Upfront cash ≈ HK$17.61M (deposit + AVD stamp duty HK$1,691,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,123
−HK$6,544/mo
▼ 0.25% · 3.875%
HK$124,372
−HK$3,295/mo
Today · 4.125%
HK$127,667
baseline
▲ 0.50% · 4.625%
HK$134,397
+HK$6,730/mo
Deposit HK$15.92M · loan HK$23.87M · min. income ≈ HK$255,334/mo (50% DSR)
Upfront cash ≈ HK$17.61M (deposit + AVD stamp duty HK$1,691,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,022
−HK$7,965/mo
▼ 0.25% · 3.875%
HK$130,973
−HK$4,014/mo
Today · 4.125%
HK$134,987
baseline
▲ 0.50% · 4.625%
HK$143,201
+HK$8,214/mo
Deposit HK$11.94M · loan HK$27.85M · min. income ≈ HK$269,974/mo (50% DSR)
Upfront cash ≈ HK$13.63M (deposit + AVD stamp duty HK$1,691,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,310
−HK$7,635/mo
▼ 0.25% · 3.875%
HK$145,100
−HK$3,845/mo
Today · 4.125%
HK$148,945
baseline
▲ 0.50% · 4.625%
HK$156,796
+HK$7,851/mo
Deposit HK$11.94M · loan HK$27.85M · min. income ≈ HK$297,890/mo (50% DSR)
Upfront cash ≈ HK$13.63M (deposit + AVD stamp duty HK$1,691,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,314
−HK$10,241/mo
▼ 0.25% · 3.875%
HK$168,394
−HK$5,161/mo
Today · 4.125%
HK$173,555
baseline
▲ 0.50% · 4.625%
HK$184,115
+HK$10,560/mo
Deposit HK$3.98M · loan HK$35.81M · min. income ≈ HK$347,110/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,691,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,685
−HK$9,816/mo
▼ 0.25% · 3.875%
HK$186,558
−HK$4,943/mo
Today · 4.125%
HK$191,501
baseline
▲ 0.50% · 4.625%
HK$201,595
+HK$10,094/mo
Deposit HK$3.98M · loan HK$35.81M · min. income ≈ HK$383,002/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,691,047 · Scale 2, in force from 26 Feb 2026)