LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,768
−HK$5,692/mo
▼ 0.25% · 3.875%
HK$93,591
−HK$2,869/mo
Today · 4.125%
HK$96,460
baseline
▲ 0.50% · 4.625%
HK$102,329
+HK$5,869/mo
Deposit HK$19.90M · loan HK$19.90M · min. income ≈ HK$192,920/mo (50% DSR)
Upfront cash ≈ HK$21.59M (deposit + AVD stamp duty HK$1,691,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,978
−HK$5,456/mo
▼ 0.25% · 3.875%
HK$103,687
−HK$2,747/mo
Today · 4.125%
HK$106,434
baseline
▲ 0.50% · 4.625%
HK$112,044
+HK$5,610/mo
Deposit HK$19.90M · loan HK$19.90M · min. income ≈ HK$212,868/mo (50% DSR)
Upfront cash ≈ HK$21.59M (deposit + AVD stamp duty HK$1,691,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,922
−HK$6,830/mo
▼ 0.25% · 3.875%
HK$112,310
−HK$3,442/mo
Today · 4.125%
HK$115,752
baseline
▲ 0.50% · 4.625%
HK$122,795
+HK$7,043/mo
Deposit HK$15.92M · loan HK$23.88M · min. income ≈ HK$231,504/mo (50% DSR)
Upfront cash ≈ HK$17.61M (deposit + AVD stamp duty HK$1,691,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,174
−HK$6,547/mo
▼ 0.25% · 3.875%
HK$124,424
−HK$3,297/mo
Today · 4.125%
HK$127,721
baseline
▲ 0.50% · 4.625%
HK$134,453
+HK$6,732/mo
Deposit HK$15.92M · loan HK$23.88M · min. income ≈ HK$255,442/mo (50% DSR)
Upfront cash ≈ HK$17.61M (deposit + AVD stamp duty HK$1,691,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,075
−HK$7,969/mo
▼ 0.25% · 3.875%
HK$131,028
−HK$4,016/mo
Today · 4.125%
HK$135,044
baseline
▲ 0.50% · 4.625%
HK$143,261
+HK$8,217/mo
Deposit HK$11.94M · loan HK$27.86M · min. income ≈ HK$270,088/mo (50% DSR)
Upfront cash ≈ HK$13.63M (deposit + AVD stamp duty HK$1,691,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,370
−HK$7,638/mo
▼ 0.25% · 3.875%
HK$145,161
−HK$3,847/mo
Today · 4.125%
HK$149,008
baseline
▲ 0.50% · 4.625%
HK$156,862
+HK$7,854/mo
Deposit HK$11.94M · loan HK$27.86M · min. income ≈ HK$298,016/mo (50% DSR)
Upfront cash ≈ HK$13.63M (deposit + AVD stamp duty HK$1,691,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,382
−HK$10,246/mo
▼ 0.25% · 3.875%
HK$168,464
−HK$5,164/mo
Today · 4.125%
HK$173,628
baseline
▲ 0.50% · 4.625%
HK$184,193
+HK$10,565/mo
Deposit HK$3.98M · loan HK$35.83M · min. income ≈ HK$347,256/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,691,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,761
−HK$9,820/mo
▼ 0.25% · 3.875%
HK$186,636
−HK$4,945/mo
Today · 4.125%
HK$191,581
baseline
▲ 0.50% · 4.625%
HK$201,680
+HK$10,099/mo
Deposit HK$3.98M · loan HK$35.83M · min. income ≈ HK$383,162/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,691,757 · Scale 2, in force from 26 Feb 2026)