LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,769
−HK$5,692/mo
▼ 0.25% · 3.875%
HK$93,592
−HK$2,869/mo
Today · 4.125%
HK$96,461
baseline
▲ 0.50% · 4.625%
HK$102,330
+HK$5,869/mo
Deposit HK$19.90M · loan HK$19.90M · min. income ≈ HK$192,922/mo (50% DSR)
Upfront cash ≈ HK$21.59M (deposit + AVD stamp duty HK$1,691,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,979
−HK$5,456/mo
▼ 0.25% · 3.875%
HK$103,687
−HK$2,748/mo
Today · 4.125%
HK$106,435
baseline
▲ 0.50% · 4.625%
HK$112,045
+HK$5,610/mo
Deposit HK$19.90M · loan HK$19.90M · min. income ≈ HK$212,870/mo (50% DSR)
Upfront cash ≈ HK$21.59M (deposit + AVD stamp duty HK$1,691,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,922
−HK$6,831/mo
▼ 0.25% · 3.875%
HK$112,310
−HK$3,443/mo
Today · 4.125%
HK$115,753
baseline
▲ 0.50% · 4.625%
HK$122,796
+HK$7,043/mo
Deposit HK$15.92M · loan HK$23.88M · min. income ≈ HK$231,506/mo (50% DSR)
Upfront cash ≈ HK$17.61M (deposit + AVD stamp duty HK$1,691,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,175
−HK$6,547/mo
▼ 0.25% · 3.875%
HK$124,425
−HK$3,297/mo
Today · 4.125%
HK$127,722
baseline
▲ 0.50% · 4.625%
HK$134,454
+HK$6,732/mo
Deposit HK$15.92M · loan HK$23.88M · min. income ≈ HK$255,444/mo (50% DSR)
Upfront cash ≈ HK$17.61M (deposit + AVD stamp duty HK$1,691,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,076
−HK$7,969/mo
▼ 0.25% · 3.875%
HK$131,029
−HK$4,016/mo
Today · 4.125%
HK$135,045
baseline
▲ 0.50% · 4.625%
HK$143,262
+HK$8,217/mo
Deposit HK$11.94M · loan HK$27.86M · min. income ≈ HK$270,090/mo (50% DSR)
Upfront cash ≈ HK$13.63M (deposit + AVD stamp duty HK$1,691,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,371
−HK$7,638/mo
▼ 0.25% · 3.875%
HK$145,162
−HK$3,847/mo
Today · 4.125%
HK$149,009
baseline
▲ 0.50% · 4.625%
HK$156,863
+HK$7,854/mo
Deposit HK$11.94M · loan HK$27.86M · min. income ≈ HK$298,018/mo (50% DSR)
Upfront cash ≈ HK$13.63M (deposit + AVD stamp duty HK$1,691,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,384
−HK$10,245/mo
▼ 0.25% · 3.875%
HK$168,466
−HK$5,163/mo
Today · 4.125%
HK$173,629
baseline
▲ 0.50% · 4.625%
HK$184,194
+HK$10,565/mo
Deposit HK$3.98M · loan HK$35.83M · min. income ≈ HK$347,258/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,691,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,763
−HK$9,820/mo
▼ 0.25% · 3.875%
HK$186,637
−HK$4,946/mo
Today · 4.125%
HK$191,583
baseline
▲ 0.50% · 4.625%
HK$201,681
+HK$10,098/mo
Deposit HK$3.98M · loan HK$35.83M · min. income ≈ HK$383,166/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,691,770 · Scale 2, in force from 26 Feb 2026)