LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,779
−HK$5,692/mo
▼ 0.25% · 3.875%
HK$93,602
−HK$2,869/mo
Today · 4.125%
HK$96,471
baseline
▲ 0.50% · 4.625%
HK$102,341
+HK$5,870/mo
Deposit HK$19.91M · loan HK$19.91M · min. income ≈ HK$192,942/mo (50% DSR)
Upfront cash ≈ HK$21.60M (deposit + AVD stamp duty HK$1,691,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,990
−HK$5,457/mo
▼ 0.25% · 3.875%
HK$103,699
−HK$2,748/mo
Today · 4.125%
HK$106,447
baseline
▲ 0.50% · 4.625%
HK$112,058
+HK$5,611/mo
Deposit HK$19.91M · loan HK$19.91M · min. income ≈ HK$212,894/mo (50% DSR)
Upfront cash ≈ HK$21.60M (deposit + AVD stamp duty HK$1,691,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,934
−HK$6,832/mo
▼ 0.25% · 3.875%
HK$112,323
−HK$3,443/mo
Today · 4.125%
HK$115,766
baseline
▲ 0.50% · 4.625%
HK$122,810
+HK$7,044/mo
Deposit HK$15.92M · loan HK$23.89M · min. income ≈ HK$231,532/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$1,691,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,189
−HK$6,547/mo
▼ 0.25% · 3.875%
HK$124,439
−HK$3,297/mo
Today · 4.125%
HK$127,736
baseline
▲ 0.50% · 4.625%
HK$134,469
+HK$6,733/mo
Deposit HK$15.92M · loan HK$23.89M · min. income ≈ HK$255,472/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$1,691,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,090
−HK$7,970/mo
▼ 0.25% · 3.875%
HK$131,043
−HK$4,017/mo
Today · 4.125%
HK$135,060
baseline
▲ 0.50% · 4.625%
HK$143,278
+HK$8,218/mo
Deposit HK$11.94M · loan HK$27.87M · min. income ≈ HK$270,120/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,691,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,387
−HK$7,638/mo
▼ 0.25% · 3.875%
HK$145,179
−HK$3,846/mo
Today · 4.125%
HK$149,025
baseline
▲ 0.50% · 4.625%
HK$156,881
+HK$7,856/mo
Deposit HK$11.94M · loan HK$27.87M · min. income ≈ HK$298,050/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,691,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,402
−HK$10,246/mo
▼ 0.25% · 3.875%
HK$168,484
−HK$5,164/mo
Today · 4.125%
HK$173,648
baseline
▲ 0.50% · 4.625%
HK$184,215
+HK$10,567/mo
Deposit HK$3.98M · loan HK$35.83M · min. income ≈ HK$347,296/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,691,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,783
−HK$9,821/mo
▼ 0.25% · 3.875%
HK$186,658
−HK$4,946/mo
Today · 4.125%
HK$191,604
baseline
▲ 0.50% · 4.625%
HK$201,704
+HK$10,100/mo
Deposit HK$3.98M · loan HK$35.83M · min. income ≈ HK$383,208/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,691,958 · Scale 2, in force from 26 Feb 2026)