LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,780
−HK$5,693/mo
▼ 0.25% · 3.875%
HK$93,604
−HK$2,869/mo
Today · 4.125%
HK$96,473
baseline
▲ 0.50% · 4.625%
HK$102,343
+HK$5,870/mo
Deposit HK$19.91M · loan HK$19.91M · min. income ≈ HK$192,946/mo (50% DSR)
Upfront cash ≈ HK$21.60M (deposit + AVD stamp duty HK$1,691,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,992
−HK$5,456/mo
▼ 0.25% · 3.875%
HK$103,701
−HK$2,747/mo
Today · 4.125%
HK$106,448
baseline
▲ 0.50% · 4.625%
HK$112,059
+HK$5,611/mo
Deposit HK$19.91M · loan HK$19.91M · min. income ≈ HK$212,896/mo (50% DSR)
Upfront cash ≈ HK$21.60M (deposit + AVD stamp duty HK$1,691,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,936
−HK$6,832/mo
▼ 0.25% · 3.875%
HK$112,325
−HK$3,443/mo
Today · 4.125%
HK$115,768
baseline
▲ 0.50% · 4.625%
HK$122,812
+HK$7,044/mo
Deposit HK$15.92M · loan HK$23.89M · min. income ≈ HK$231,536/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$1,691,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,191
−HK$6,547/mo
▼ 0.25% · 3.875%
HK$124,441
−HK$3,297/mo
Today · 4.125%
HK$127,738
baseline
▲ 0.50% · 4.625%
HK$134,471
+HK$6,733/mo
Deposit HK$15.92M · loan HK$23.89M · min. income ≈ HK$255,476/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$1,691,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,092
−HK$7,970/mo
▼ 0.25% · 3.875%
HK$131,046
−HK$4,016/mo
Today · 4.125%
HK$135,062
baseline
▲ 0.50% · 4.625%
HK$143,280
+HK$8,218/mo
Deposit HK$11.94M · loan HK$27.87M · min. income ≈ HK$270,124/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,691,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,389
−HK$7,639/mo
▼ 0.25% · 3.875%
HK$145,181
−HK$3,847/mo
Today · 4.125%
HK$149,028
baseline
▲ 0.50% · 4.625%
HK$156,883
+HK$7,855/mo
Deposit HK$11.94M · loan HK$27.87M · min. income ≈ HK$298,056/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,691,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,404
−HK$10,247/mo
▼ 0.25% · 3.875%
HK$168,487
−HK$5,164/mo
Today · 4.125%
HK$173,651
baseline
▲ 0.50% · 4.625%
HK$184,218
+HK$10,567/mo
Deposit HK$3.98M · loan HK$35.83M · min. income ≈ HK$347,302/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,691,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,786
−HK$9,821/mo
▼ 0.25% · 3.875%
HK$186,661
−HK$4,946/mo
Today · 4.125%
HK$191,607
baseline
▲ 0.50% · 4.625%
HK$201,707
+HK$10,100/mo
Deposit HK$3.98M · loan HK$35.83M · min. income ≈ HK$383,214/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,691,986 · Scale 2, in force from 26 Feb 2026)