LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,781
−HK$5,693/mo
▼ 0.25% · 3.875%
HK$93,605
−HK$2,869/mo
Today · 4.125%
HK$96,474
baseline
▲ 0.50% · 4.625%
HK$102,344
+HK$5,870/mo
Deposit HK$19.91M · loan HK$19.91M · min. income ≈ HK$192,948/mo (50% DSR)
Upfront cash ≈ HK$21.60M (deposit + AVD stamp duty HK$1,692,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,993
−HK$5,456/mo
▼ 0.25% · 3.875%
HK$103,702
−HK$2,747/mo
Today · 4.125%
HK$106,449
baseline
▲ 0.50% · 4.625%
HK$112,060
+HK$5,611/mo
Deposit HK$19.91M · loan HK$19.91M · min. income ≈ HK$212,898/mo (50% DSR)
Upfront cash ≈ HK$21.60M (deposit + AVD stamp duty HK$1,692,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,937
−HK$6,832/mo
▼ 0.25% · 3.875%
HK$112,326
−HK$3,443/mo
Today · 4.125%
HK$115,769
baseline
▲ 0.50% · 4.625%
HK$122,813
+HK$7,044/mo
Deposit HK$15.92M · loan HK$23.89M · min. income ≈ HK$231,538/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$1,692,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,192
−HK$6,547/mo
▼ 0.25% · 3.875%
HK$124,442
−HK$3,297/mo
Today · 4.125%
HK$127,739
baseline
▲ 0.50% · 4.625%
HK$134,472
+HK$6,733/mo
Deposit HK$15.92M · loan HK$23.89M · min. income ≈ HK$255,478/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$1,692,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,093
−HK$7,970/mo
▼ 0.25% · 3.875%
HK$131,047
−HK$4,016/mo
Today · 4.125%
HK$135,063
baseline
▲ 0.50% · 4.625%
HK$143,282
+HK$8,219/mo
Deposit HK$11.94M · loan HK$27.87M · min. income ≈ HK$270,126/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,692,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,390
−HK$7,639/mo
▼ 0.25% · 3.875%
HK$145,182
−HK$3,847/mo
Today · 4.125%
HK$149,029
baseline
▲ 0.50% · 4.625%
HK$156,885
+HK$7,856/mo
Deposit HK$11.94M · loan HK$27.87M · min. income ≈ HK$298,058/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,692,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,406
−HK$10,247/mo
▼ 0.25% · 3.875%
HK$168,489
−HK$5,164/mo
Today · 4.125%
HK$173,653
baseline
▲ 0.50% · 4.625%
HK$184,219
+HK$10,566/mo
Deposit HK$3.98M · loan HK$35.83M · min. income ≈ HK$347,306/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,692,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,787
−HK$9,822/mo
▼ 0.25% · 3.875%
HK$186,663
−HK$4,946/mo
Today · 4.125%
HK$191,609
baseline
▲ 0.50% · 4.625%
HK$201,709
+HK$10,100/mo
Deposit HK$3.98M · loan HK$35.83M · min. income ≈ HK$383,218/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,692,000 · Scale 2, in force from 26 Feb 2026)