LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,783
−HK$5,693/mo
▼ 0.25% · 3.875%
HK$93,607
−HK$2,869/mo
Today · 4.125%
HK$96,476
baseline
▲ 0.50% · 4.625%
HK$102,346
+HK$5,870/mo
Deposit HK$19.91M · loan HK$19.91M · min. income ≈ HK$192,952/mo (50% DSR)
Upfront cash ≈ HK$21.60M (deposit + AVD stamp duty HK$1,692,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,995
−HK$5,457/mo
▼ 0.25% · 3.875%
HK$103,704
−HK$2,748/mo
Today · 4.125%
HK$106,452
baseline
▲ 0.50% · 4.625%
HK$112,063
+HK$5,611/mo
Deposit HK$19.91M · loan HK$19.91M · min. income ≈ HK$212,904/mo (50% DSR)
Upfront cash ≈ HK$21.60M (deposit + AVD stamp duty HK$1,692,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,940
−HK$6,831/mo
▼ 0.25% · 3.875%
HK$112,328
−HK$3,443/mo
Today · 4.125%
HK$115,771
baseline
▲ 0.50% · 4.625%
HK$122,816
+HK$7,045/mo
Deposit HK$15.93M · loan HK$23.89M · min. income ≈ HK$231,542/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$1,692,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,194
−HK$6,548/mo
▼ 0.25% · 3.875%
HK$124,445
−HK$3,297/mo
Today · 4.125%
HK$127,742
baseline
▲ 0.50% · 4.625%
HK$134,476
+HK$6,734/mo
Deposit HK$15.93M · loan HK$23.89M · min. income ≈ HK$255,484/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$1,692,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,096
−HK$7,970/mo
▼ 0.25% · 3.875%
HK$131,050
−HK$4,016/mo
Today · 4.125%
HK$135,066
baseline
▲ 0.50% · 4.625%
HK$143,285
+HK$8,219/mo
Deposit HK$11.94M · loan HK$27.87M · min. income ≈ HK$270,132/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,692,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,394
−HK$7,639/mo
▼ 0.25% · 3.875%
HK$145,186
−HK$3,847/mo
Today · 4.125%
HK$149,033
baseline
▲ 0.50% · 4.625%
HK$156,888
+HK$7,855/mo
Deposit HK$11.94M · loan HK$27.87M · min. income ≈ HK$298,066/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,692,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,410
−HK$10,247/mo
▼ 0.25% · 3.875%
HK$168,493
−HK$5,164/mo
Today · 4.125%
HK$173,657
baseline
▲ 0.50% · 4.625%
HK$184,224
+HK$10,567/mo
Deposit HK$3.98M · loan HK$35.83M · min. income ≈ HK$347,314/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,692,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,792
−HK$9,821/mo
▼ 0.25% · 3.875%
HK$186,667
−HK$4,946/mo
Today · 4.125%
HK$191,613
baseline
▲ 0.50% · 4.625%
HK$201,713
+HK$10,100/mo
Deposit HK$3.98M · loan HK$35.83M · min. income ≈ HK$383,226/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,692,040 · Scale 2, in force from 26 Feb 2026)