LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,786
−HK$5,693/mo
▼ 0.25% · 3.875%
HK$93,610
−HK$2,869/mo
Today · 4.125%
HK$96,479
baseline
▲ 0.50% · 4.625%
HK$102,350
+HK$5,871/mo
Deposit HK$19.91M · loan HK$19.91M · min. income ≈ HK$192,958/mo (50% DSR)
Upfront cash ≈ HK$21.60M (deposit + AVD stamp duty HK$1,692,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,999
−HK$5,457/mo
▼ 0.25% · 3.875%
HK$103,708
−HK$2,748/mo
Today · 4.125%
HK$106,456
baseline
▲ 0.50% · 4.625%
HK$112,067
+HK$5,611/mo
Deposit HK$19.91M · loan HK$19.91M · min. income ≈ HK$212,912/mo (50% DSR)
Upfront cash ≈ HK$21.60M (deposit + AVD stamp duty HK$1,692,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,944
−HK$6,831/mo
▼ 0.25% · 3.875%
HK$112,332
−HK$3,443/mo
Today · 4.125%
HK$115,775
baseline
▲ 0.50% · 4.625%
HK$122,820
+HK$7,045/mo
Deposit HK$15.93M · loan HK$23.89M · min. income ≈ HK$231,550/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$1,692,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,199
−HK$6,548/mo
▼ 0.25% · 3.875%
HK$124,449
−HK$3,298/mo
Today · 4.125%
HK$127,747
baseline
▲ 0.50% · 4.625%
HK$134,480
+HK$6,733/mo
Deposit HK$15.93M · loan HK$23.89M · min. income ≈ HK$255,494/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$1,692,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,101
−HK$7,970/mo
▼ 0.25% · 3.875%
HK$131,054
−HK$4,017/mo
Today · 4.125%
HK$135,071
baseline
▲ 0.50% · 4.625%
HK$143,290
+HK$8,219/mo
Deposit HK$11.94M · loan HK$27.87M · min. income ≈ HK$270,142/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,692,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,398
−HK$7,640/mo
▼ 0.25% · 3.875%
HK$145,191
−HK$3,847/mo
Today · 4.125%
HK$149,038
baseline
▲ 0.50% · 4.625%
HK$156,894
+HK$7,856/mo
Deposit HK$11.94M · loan HK$27.87M · min. income ≈ HK$298,076/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,692,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,415
−HK$10,248/mo
▼ 0.25% · 3.875%
HK$168,499
−HK$5,164/mo
Today · 4.125%
HK$173,663
baseline
▲ 0.50% · 4.625%
HK$184,230
+HK$10,567/mo
Deposit HK$3.98M · loan HK$35.83M · min. income ≈ HK$347,326/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,692,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,798
−HK$9,822/mo
▼ 0.25% · 3.875%
HK$186,674
−HK$4,946/mo
Today · 4.125%
HK$191,620
baseline
▲ 0.50% · 4.625%
HK$201,720
+HK$10,100/mo
Deposit HK$3.98M · loan HK$35.83M · min. income ≈ HK$383,240/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,692,099 · Scale 2, in force from 26 Feb 2026)