LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,802
−HK$5,694/mo
▼ 0.25% · 3.875%
HK$93,627
−HK$2,869/mo
Today · 4.125%
HK$96,496
baseline
▲ 0.50% · 4.625%
HK$102,368
+HK$5,872/mo
Deposit HK$19.91M · loan HK$19.91M · min. income ≈ HK$192,992/mo (50% DSR)
Upfront cash ≈ HK$21.60M (deposit + AVD stamp duty HK$1,692,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,017
−HK$5,457/mo
▼ 0.25% · 3.875%
HK$103,726
−HK$2,748/mo
Today · 4.125%
HK$106,474
baseline
▲ 0.50% · 4.625%
HK$112,087
+HK$5,613/mo
Deposit HK$19.91M · loan HK$19.91M · min. income ≈ HK$212,948/mo (50% DSR)
Upfront cash ≈ HK$21.60M (deposit + AVD stamp duty HK$1,692,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,963
−HK$6,833/mo
▼ 0.25% · 3.875%
HK$112,352
−HK$3,444/mo
Today · 4.125%
HK$115,796
baseline
▲ 0.50% · 4.625%
HK$122,841
+HK$7,045/mo
Deposit HK$15.93M · loan HK$23.89M · min. income ≈ HK$231,592/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$1,692,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,220
−HK$6,549/mo
▼ 0.25% · 3.875%
HK$124,471
−HK$3,298/mo
Today · 4.125%
HK$127,769
baseline
▲ 0.50% · 4.625%
HK$134,504
+HK$6,735/mo
Deposit HK$15.93M · loan HK$23.89M · min. income ≈ HK$255,538/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$1,692,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,123
−HK$7,972/mo
▼ 0.25% · 3.875%
HK$131,077
−HK$4,018/mo
Today · 4.125%
HK$135,095
baseline
▲ 0.50% · 4.625%
HK$143,315
+HK$8,220/mo
Deposit HK$11.95M · loan HK$27.87M · min. income ≈ HK$270,190/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,692,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,423
−HK$7,641/mo
▼ 0.25% · 3.875%
HK$145,216
−HK$3,848/mo
Today · 4.125%
HK$149,064
baseline
▲ 0.50% · 4.625%
HK$156,921
+HK$7,857/mo
Deposit HK$11.95M · loan HK$27.87M · min. income ≈ HK$298,128/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,692,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,444
−HK$10,249/mo
▼ 0.25% · 3.875%
HK$168,528
−HK$5,165/mo
Today · 4.125%
HK$173,693
baseline
▲ 0.50% · 4.625%
HK$184,262
+HK$10,569/mo
Deposit HK$3.98M · loan HK$35.84M · min. income ≈ HK$347,386/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,692,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,830
−HK$9,824/mo
▼ 0.25% · 3.875%
HK$186,706
−HK$4,948/mo
Today · 4.125%
HK$191,654
baseline
▲ 0.50% · 4.625%
HK$201,756
+HK$10,102/mo
Deposit HK$3.98M · loan HK$35.84M · min. income ≈ HK$383,308/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,692,395 · Scale 2, in force from 26 Feb 2026)