LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,803
−HK$5,694/mo
▼ 0.25% · 3.875%
HK$93,628
−HK$2,869/mo
Today · 4.125%
HK$96,497
baseline
▲ 0.50% · 4.625%
HK$102,369
+HK$5,872/mo
Deposit HK$19.91M · loan HK$19.91M · min. income ≈ HK$192,994/mo (50% DSR)
Upfront cash ≈ HK$21.60M (deposit + AVD stamp duty HK$1,692,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,017
−HK$5,458/mo
▼ 0.25% · 3.875%
HK$103,727
−HK$2,748/mo
Today · 4.125%
HK$106,475
baseline
▲ 0.50% · 4.625%
HK$112,088
+HK$5,613/mo
Deposit HK$19.91M · loan HK$19.91M · min. income ≈ HK$212,950/mo (50% DSR)
Upfront cash ≈ HK$21.60M (deposit + AVD stamp duty HK$1,692,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,964
−HK$6,833/mo
▼ 0.25% · 3.875%
HK$112,353
−HK$3,444/mo
Today · 4.125%
HK$115,797
baseline
▲ 0.50% · 4.625%
HK$122,843
+HK$7,046/mo
Deposit HK$15.93M · loan HK$23.89M · min. income ≈ HK$231,594/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$1,692,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,221
−HK$6,549/mo
▼ 0.25% · 3.875%
HK$124,472
−HK$3,298/mo
Today · 4.125%
HK$127,770
baseline
▲ 0.50% · 4.625%
HK$134,505
+HK$6,735/mo
Deposit HK$15.93M · loan HK$23.89M · min. income ≈ HK$255,540/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$1,692,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,124
−HK$7,972/mo
▼ 0.25% · 3.875%
HK$131,079
−HK$4,017/mo
Today · 4.125%
HK$135,096
baseline
▲ 0.50% · 4.625%
HK$143,316
+HK$8,220/mo
Deposit HK$11.95M · loan HK$27.87M · min. income ≈ HK$270,192/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,692,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,424
−HK$7,641/mo
▼ 0.25% · 3.875%
HK$145,217
−HK$3,848/mo
Today · 4.125%
HK$149,065
baseline
▲ 0.50% · 4.625%
HK$156,923
+HK$7,858/mo
Deposit HK$11.95M · loan HK$27.87M · min. income ≈ HK$298,130/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,692,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,445
−HK$10,250/mo
▼ 0.25% · 3.875%
HK$168,530
−HK$5,165/mo
Today · 4.125%
HK$173,695
baseline
▲ 0.50% · 4.625%
HK$184,264
+HK$10,569/mo
Deposit HK$3.98M · loan HK$35.84M · min. income ≈ HK$347,390/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,692,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,831
−HK$9,824/mo
▼ 0.25% · 3.875%
HK$186,708
−HK$4,947/mo
Today · 4.125%
HK$191,655
baseline
▲ 0.50% · 4.625%
HK$201,758
+HK$10,103/mo
Deposit HK$3.98M · loan HK$35.84M · min. income ≈ HK$383,310/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,692,411 · Scale 2, in force from 26 Feb 2026)