LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,808
−HK$5,694/mo
▼ 0.25% · 3.875%
HK$93,632
−HK$2,870/mo
Today · 4.125%
HK$96,502
baseline
▲ 0.50% · 4.625%
HK$102,374
+HK$5,872/mo
Deposit HK$19.91M · loan HK$19.91M · min. income ≈ HK$193,004/mo (50% DSR)
Upfront cash ≈ HK$21.60M (deposit + AVD stamp duty HK$1,692,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,023
−HK$5,458/mo
▼ 0.25% · 3.875%
HK$103,732
−HK$2,749/mo
Today · 4.125%
HK$106,481
baseline
▲ 0.50% · 4.625%
HK$112,093
+HK$5,612/mo
Deposit HK$19.91M · loan HK$19.91M · min. income ≈ HK$212,962/mo (50% DSR)
Upfront cash ≈ HK$21.60M (deposit + AVD stamp duty HK$1,692,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,969
−HK$6,833/mo
▼ 0.25% · 3.875%
HK$112,359
−HK$3,443/mo
Today · 4.125%
HK$115,802
baseline
▲ 0.50% · 4.625%
HK$122,849
+HK$7,047/mo
Deposit HK$15.93M · loan HK$23.89M · min. income ≈ HK$231,604/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$1,692,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,227
−HK$6,550/mo
▼ 0.25% · 3.875%
HK$124,478
−HK$3,299/mo
Today · 4.125%
HK$127,777
baseline
▲ 0.50% · 4.625%
HK$134,512
+HK$6,735/mo
Deposit HK$15.93M · loan HK$23.89M · min. income ≈ HK$255,554/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$1,692,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,131
−HK$7,972/mo
▼ 0.25% · 3.875%
HK$131,085
−HK$4,018/mo
Today · 4.125%
HK$135,103
baseline
▲ 0.50% · 4.625%
HK$143,324
+HK$8,221/mo
Deposit HK$11.95M · loan HK$27.88M · min. income ≈ HK$270,206/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,692,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,432
−HK$7,641/mo
▼ 0.25% · 3.875%
HK$145,225
−HK$3,848/mo
Today · 4.125%
HK$149,073
baseline
▲ 0.50% · 4.625%
HK$156,931
+HK$7,858/mo
Deposit HK$11.95M · loan HK$27.88M · min. income ≈ HK$298,146/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,692,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,454
−HK$10,250/mo
▼ 0.25% · 3.875%
HK$168,538
−HK$5,166/mo
Today · 4.125%
HK$173,704
baseline
▲ 0.50% · 4.625%
HK$184,273
+HK$10,569/mo
Deposit HK$3.98M · loan HK$35.84M · min. income ≈ HK$347,408/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,692,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,841
−HK$9,824/mo
▼ 0.25% · 3.875%
HK$186,718
−HK$4,947/mo
Today · 4.125%
HK$191,665
baseline
▲ 0.50% · 4.625%
HK$201,768
+HK$10,103/mo
Deposit HK$3.98M · loan HK$35.84M · min. income ≈ HK$383,330/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,692,496 · Scale 2, in force from 26 Feb 2026)