LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,810
−HK$5,694/mo
▼ 0.25% · 3.875%
HK$93,634
−HK$2,870/mo
Today · 4.125%
HK$96,504
baseline
▲ 0.50% · 4.625%
HK$102,376
+HK$5,872/mo
Deposit HK$19.91M · loan HK$19.91M · min. income ≈ HK$193,008/mo (50% DSR)
Upfront cash ≈ HK$21.60M (deposit + AVD stamp duty HK$1,692,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,025
−HK$5,458/mo
▼ 0.25% · 3.875%
HK$103,734
−HK$2,749/mo
Today · 4.125%
HK$106,483
baseline
▲ 0.50% · 4.625%
HK$112,096
+HK$5,613/mo
Deposit HK$19.91M · loan HK$19.91M · min. income ≈ HK$212,966/mo (50% DSR)
Upfront cash ≈ HK$21.60M (deposit + AVD stamp duty HK$1,692,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,972
−HK$6,833/mo
▼ 0.25% · 3.875%
HK$112,361
−HK$3,444/mo
Today · 4.125%
HK$115,805
baseline
▲ 0.50% · 4.625%
HK$122,852
+HK$7,047/mo
Deposit HK$15.93M · loan HK$23.89M · min. income ≈ HK$231,610/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$1,692,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,230
−HK$6,550/mo
▼ 0.25% · 3.875%
HK$124,481
−HK$3,299/mo
Today · 4.125%
HK$127,780
baseline
▲ 0.50% · 4.625%
HK$134,515
+HK$6,735/mo
Deposit HK$15.93M · loan HK$23.89M · min. income ≈ HK$255,560/mo (50% DSR)
Upfront cash ≈ HK$17.62M (deposit + AVD stamp duty HK$1,692,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,134
−HK$7,972/mo
▼ 0.25% · 3.875%
HK$131,088
−HK$4,018/mo
Today · 4.125%
HK$135,106
baseline
▲ 0.50% · 4.625%
HK$143,327
+HK$8,221/mo
Deposit HK$11.95M · loan HK$27.88M · min. income ≈ HK$270,212/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,692,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,435
−HK$7,641/mo
▼ 0.25% · 3.875%
HK$145,228
−HK$3,848/mo
Today · 4.125%
HK$149,076
baseline
▲ 0.50% · 4.625%
HK$156,934
+HK$7,858/mo
Deposit HK$11.95M · loan HK$27.88M · min. income ≈ HK$298,152/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,692,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,458
−HK$10,250/mo
▼ 0.25% · 3.875%
HK$168,542
−HK$5,166/mo
Today · 4.125%
HK$173,708
baseline
▲ 0.50% · 4.625%
HK$184,277
+HK$10,569/mo
Deposit HK$3.98M · loan HK$35.84M · min. income ≈ HK$347,416/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,692,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,845
−HK$9,824/mo
▼ 0.25% · 3.875%
HK$186,722
−HK$4,947/mo
Today · 4.125%
HK$191,669
baseline
▲ 0.50% · 4.625%
HK$201,773
+HK$10,104/mo
Deposit HK$3.98M · loan HK$35.84M · min. income ≈ HK$383,338/mo (50% DSR)
Upfront cash ≈ HK$5.67M (deposit + AVD stamp duty HK$1,692,536 · Scale 2, in force from 26 Feb 2026)