LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,829
−HK$5,696/mo
▼ 0.25% · 3.875%
HK$93,654
−HK$2,871/mo
Today · 4.125%
HK$96,525
baseline
▲ 0.50% · 4.625%
HK$102,398
+HK$5,873/mo
Deposit HK$19.92M · loan HK$19.92M · min. income ≈ HK$193,050/mo (50% DSR)
Upfront cash ≈ HK$21.61M (deposit + AVD stamp duty HK$1,692,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,046
−HK$5,459/mo
▼ 0.25% · 3.875%
HK$103,756
−HK$2,749/mo
Today · 4.125%
HK$106,505
baseline
▲ 0.50% · 4.625%
HK$112,119
+HK$5,614/mo
Deposit HK$19.92M · loan HK$19.92M · min. income ≈ HK$213,010/mo (50% DSR)
Upfront cash ≈ HK$21.61M (deposit + AVD stamp duty HK$1,692,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,995
−HK$6,834/mo
▼ 0.25% · 3.875%
HK$112,385
−HK$3,444/mo
Today · 4.125%
HK$115,829
baseline
▲ 0.50% · 4.625%
HK$122,877
+HK$7,048/mo
Deposit HK$15.93M · loan HK$23.90M · min. income ≈ HK$231,658/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$1,692,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,255
−HK$6,551/mo
▼ 0.25% · 3.875%
HK$124,507
−HK$3,299/mo
Today · 4.125%
HK$127,806
baseline
▲ 0.50% · 4.625%
HK$134,543
+HK$6,737/mo
Deposit HK$15.93M · loan HK$23.90M · min. income ≈ HK$255,612/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$1,692,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,160
−HK$7,974/mo
▼ 0.25% · 3.875%
HK$131,116
−HK$4,018/mo
Today · 4.125%
HK$135,134
baseline
▲ 0.50% · 4.625%
HK$143,357
+HK$8,223/mo
Deposit HK$11.95M · loan HK$27.88M · min. income ≈ HK$270,268/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,692,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,465
−HK$7,642/mo
▼ 0.25% · 3.875%
HK$145,259
−HK$3,848/mo
Today · 4.125%
HK$149,107
baseline
▲ 0.50% · 4.625%
HK$156,967
+HK$7,860/mo
Deposit HK$11.95M · loan HK$27.88M · min. income ≈ HK$298,214/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,692,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,492
−HK$10,252/mo
▼ 0.25% · 3.875%
HK$168,577
−HK$5,167/mo
Today · 4.125%
HK$173,744
baseline
▲ 0.50% · 4.625%
HK$184,316
+HK$10,572/mo
Deposit HK$3.98M · loan HK$35.85M · min. income ≈ HK$347,488/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,692,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,883
−HK$9,827/mo
▼ 0.25% · 3.875%
HK$186,761
−HK$4,949/mo
Today · 4.125%
HK$191,710
baseline
▲ 0.50% · 4.625%
HK$201,815
+HK$10,105/mo
Deposit HK$3.98M · loan HK$35.85M · min. income ≈ HK$383,420/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,692,890 · Scale 2, in force from 26 Feb 2026)