LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,841
−HK$5,696/mo
▼ 0.25% · 3.875%
HK$93,666
−HK$2,871/mo
Today · 4.125%
HK$96,537
baseline
▲ 0.50% · 4.625%
HK$102,411
+HK$5,874/mo
Deposit HK$19.92M · loan HK$19.92M · min. income ≈ HK$193,074/mo (50% DSR)
Upfront cash ≈ HK$21.61M (deposit + AVD stamp duty HK$1,693,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,059
−HK$5,460/mo
▼ 0.25% · 3.875%
HK$103,770
−HK$2,749/mo
Today · 4.125%
HK$106,519
baseline
▲ 0.50% · 4.625%
HK$112,134
+HK$5,615/mo
Deposit HK$19.92M · loan HK$19.92M · min. income ≈ HK$213,038/mo (50% DSR)
Upfront cash ≈ HK$21.61M (deposit + AVD stamp duty HK$1,693,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,009
−HK$6,836/mo
▼ 0.25% · 3.875%
HK$112,400
−HK$3,445/mo
Today · 4.125%
HK$115,845
baseline
▲ 0.50% · 4.625%
HK$122,893
+HK$7,048/mo
Deposit HK$15.94M · loan HK$23.90M · min. income ≈ HK$231,690/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$1,693,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,271
−HK$6,552/mo
▼ 0.25% · 3.875%
HK$124,524
−HK$3,299/mo
Today · 4.125%
HK$127,823
baseline
▲ 0.50% · 4.625%
HK$134,561
+HK$6,738/mo
Deposit HK$15.94M · loan HK$23.90M · min. income ≈ HK$255,646/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$1,693,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,177
−HK$7,975/mo
▼ 0.25% · 3.875%
HK$131,133
−HK$4,019/mo
Today · 4.125%
HK$135,152
baseline
▲ 0.50% · 4.625%
HK$143,376
+HK$8,224/mo
Deposit HK$11.95M · loan HK$27.89M · min. income ≈ HK$270,304/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,693,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,483
−HK$7,644/mo
▼ 0.25% · 3.875%
HK$145,277
−HK$3,850/mo
Today · 4.125%
HK$149,127
baseline
▲ 0.50% · 4.625%
HK$156,988
+HK$7,861/mo
Deposit HK$11.95M · loan HK$27.89M · min. income ≈ HK$298,254/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,693,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,513
−HK$10,254/mo
▼ 0.25% · 3.875%
HK$168,599
−HK$5,168/mo
Today · 4.125%
HK$173,767
baseline
▲ 0.50% · 4.625%
HK$184,340
+HK$10,573/mo
Deposit HK$3.98M · loan HK$35.85M · min. income ≈ HK$347,534/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,693,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,907
−HK$9,828/mo
▼ 0.25% · 3.875%
HK$186,785
−HK$4,950/mo
Today · 4.125%
HK$191,735
baseline
▲ 0.50% · 4.625%
HK$201,841
+HK$10,106/mo
Deposit HK$3.98M · loan HK$35.85M · min. income ≈ HK$383,470/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,693,111 · Scale 2, in force from 26 Feb 2026)