LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,842
−HK$5,697/mo
▼ 0.25% · 3.875%
HK$93,668
−HK$2,871/mo
Today · 4.125%
HK$96,539
baseline
▲ 0.50% · 4.625%
HK$102,413
+HK$5,874/mo
Deposit HK$19.92M · loan HK$19.92M · min. income ≈ HK$193,078/mo (50% DSR)
Upfront cash ≈ HK$21.61M (deposit + AVD stamp duty HK$1,693,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,061
−HK$5,460/mo
▼ 0.25% · 3.875%
HK$103,771
−HK$2,750/mo
Today · 4.125%
HK$106,521
baseline
▲ 0.50% · 4.625%
HK$112,136
+HK$5,615/mo
Deposit HK$19.92M · loan HK$19.92M · min. income ≈ HK$213,042/mo (50% DSR)
Upfront cash ≈ HK$21.61M (deposit + AVD stamp duty HK$1,693,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,010
−HK$6,836/mo
▼ 0.25% · 3.875%
HK$112,401
−HK$3,445/mo
Today · 4.125%
HK$115,846
baseline
▲ 0.50% · 4.625%
HK$122,895
+HK$7,049/mo
Deposit HK$15.94M · loan HK$23.90M · min. income ≈ HK$231,692/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$1,693,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,273
−HK$6,552/mo
▼ 0.25% · 3.875%
HK$124,526
−HK$3,299/mo
Today · 4.125%
HK$127,825
baseline
▲ 0.50% · 4.625%
HK$134,563
+HK$6,738/mo
Deposit HK$15.94M · loan HK$23.90M · min. income ≈ HK$255,650/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$1,693,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,179
−HK$7,975/mo
▼ 0.25% · 3.875%
HK$131,135
−HK$4,019/mo
Today · 4.125%
HK$135,154
baseline
▲ 0.50% · 4.625%
HK$143,378
+HK$8,224/mo
Deposit HK$11.95M · loan HK$27.89M · min. income ≈ HK$270,308/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,693,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,485
−HK$7,644/mo
▼ 0.25% · 3.875%
HK$145,280
−HK$3,849/mo
Today · 4.125%
HK$149,129
baseline
▲ 0.50% · 4.625%
HK$156,990
+HK$7,861/mo
Deposit HK$11.95M · loan HK$27.89M · min. income ≈ HK$298,258/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,693,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,516
−HK$10,254/mo
▼ 0.25% · 3.875%
HK$168,602
−HK$5,168/mo
Today · 4.125%
HK$173,770
baseline
▲ 0.50% · 4.625%
HK$184,343
+HK$10,573/mo
Deposit HK$3.98M · loan HK$35.85M · min. income ≈ HK$347,540/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,693,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,910
−HK$9,828/mo
▼ 0.25% · 3.875%
HK$186,788
−HK$4,950/mo
Today · 4.125%
HK$191,738
baseline
▲ 0.50% · 4.625%
HK$201,844
+HK$10,106/mo
Deposit HK$3.98M · loan HK$35.85M · min. income ≈ HK$383,476/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,693,138 · Scale 2, in force from 26 Feb 2026)