LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,843
−HK$5,696/mo
▼ 0.25% · 3.875%
HK$93,668
−HK$2,871/mo
Today · 4.125%
HK$96,539
baseline
▲ 0.50% · 4.625%
HK$102,413
+HK$5,874/mo
Deposit HK$19.92M · loan HK$19.92M · min. income ≈ HK$193,078/mo (50% DSR)
Upfront cash ≈ HK$21.61M (deposit + AVD stamp duty HK$1,693,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,062
−HK$5,460/mo
▼ 0.25% · 3.875%
HK$103,772
−HK$2,750/mo
Today · 4.125%
HK$106,522
baseline
▲ 0.50% · 4.625%
HK$112,136
+HK$5,614/mo
Deposit HK$19.92M · loan HK$19.92M · min. income ≈ HK$213,044/mo (50% DSR)
Upfront cash ≈ HK$21.61M (deposit + AVD stamp duty HK$1,693,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,011
−HK$6,836/mo
▼ 0.25% · 3.875%
HK$112,402
−HK$3,445/mo
Today · 4.125%
HK$115,847
baseline
▲ 0.50% · 4.625%
HK$122,896
+HK$7,049/mo
Deposit HK$15.94M · loan HK$23.90M · min. income ≈ HK$231,694/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$1,693,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,274
−HK$6,552/mo
▼ 0.25% · 3.875%
HK$124,526
−HK$3,300/mo
Today · 4.125%
HK$127,826
baseline
▲ 0.50% · 4.625%
HK$134,564
+HK$6,738/mo
Deposit HK$15.94M · loan HK$23.90M · min. income ≈ HK$255,652/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$1,693,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,180
−HK$7,975/mo
▼ 0.25% · 3.875%
HK$131,136
−HK$4,019/mo
Today · 4.125%
HK$135,155
baseline
▲ 0.50% · 4.625%
HK$143,379
+HK$8,224/mo
Deposit HK$11.95M · loan HK$27.89M · min. income ≈ HK$270,310/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,693,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,486
−HK$7,644/mo
▼ 0.25% · 3.875%
HK$145,281
−HK$3,849/mo
Today · 4.125%
HK$149,130
baseline
▲ 0.50% · 4.625%
HK$156,991
+HK$7,861/mo
Deposit HK$11.95M · loan HK$27.89M · min. income ≈ HK$298,260/mo (50% DSR)
Upfront cash ≈ HK$13.64M (deposit + AVD stamp duty HK$1,693,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,517
−HK$10,254/mo
▼ 0.25% · 3.875%
HK$168,603
−HK$5,168/mo
Today · 4.125%
HK$173,771
baseline
▲ 0.50% · 4.625%
HK$184,344
+HK$10,573/mo
Deposit HK$3.98M · loan HK$35.85M · min. income ≈ HK$347,542/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,693,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,911
−HK$9,828/mo
▼ 0.25% · 3.875%
HK$186,789
−HK$4,950/mo
Today · 4.125%
HK$191,739
baseline
▲ 0.50% · 4.625%
HK$201,846
+HK$10,107/mo
Deposit HK$3.98M · loan HK$35.85M · min. income ≈ HK$383,478/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,693,149 · Scale 2, in force from 26 Feb 2026)