LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,846
−HK$5,697/mo
▼ 0.25% · 3.875%
HK$93,672
−HK$2,871/mo
Today · 4.125%
HK$96,543
baseline
▲ 0.50% · 4.625%
HK$102,417
+HK$5,874/mo
Deposit HK$19.92M · loan HK$19.92M · min. income ≈ HK$193,086/mo (50% DSR)
Upfront cash ≈ HK$21.61M (deposit + AVD stamp duty HK$1,693,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,065
−HK$5,460/mo
▼ 0.25% · 3.875%
HK$103,776
−HK$2,749/mo
Today · 4.125%
HK$106,525
baseline
▲ 0.50% · 4.625%
HK$112,140
+HK$5,615/mo
Deposit HK$19.92M · loan HK$19.92M · min. income ≈ HK$213,050/mo (50% DSR)
Upfront cash ≈ HK$21.61M (deposit + AVD stamp duty HK$1,693,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,015
−HK$6,836/mo
▼ 0.25% · 3.875%
HK$112,406
−HK$3,445/mo
Today · 4.125%
HK$115,851
baseline
▲ 0.50% · 4.625%
HK$122,901
+HK$7,050/mo
Deposit HK$15.94M · loan HK$23.90M · min. income ≈ HK$231,702/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$1,693,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,278
−HK$6,552/mo
▼ 0.25% · 3.875%
HK$124,531
−HK$3,299/mo
Today · 4.125%
HK$127,830
baseline
▲ 0.50% · 4.625%
HK$134,569
+HK$6,739/mo
Deposit HK$15.94M · loan HK$23.90M · min. income ≈ HK$255,660/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$1,693,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,184
−HK$7,976/mo
▼ 0.25% · 3.875%
HK$131,140
−HK$4,020/mo
Today · 4.125%
HK$135,160
baseline
▲ 0.50% · 4.625%
HK$143,384
+HK$8,224/mo
Deposit HK$11.95M · loan HK$27.89M · min. income ≈ HK$270,320/mo (50% DSR)
Upfront cash ≈ HK$13.65M (deposit + AVD stamp duty HK$1,693,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,491
−HK$7,644/mo
▼ 0.25% · 3.875%
HK$145,286
−HK$3,849/mo
Today · 4.125%
HK$149,135
baseline
▲ 0.50% · 4.625%
HK$156,997
+HK$7,862/mo
Deposit HK$11.95M · loan HK$27.89M · min. income ≈ HK$298,270/mo (50% DSR)
Upfront cash ≈ HK$13.65M (deposit + AVD stamp duty HK$1,693,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,523
−HK$10,254/mo
▼ 0.25% · 3.875%
HK$168,609
−HK$5,168/mo
Today · 4.125%
HK$173,777
baseline
▲ 0.50% · 4.625%
HK$184,351
+HK$10,574/mo
Deposit HK$3.98M · loan HK$35.86M · min. income ≈ HK$347,554/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,693,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,917
−HK$9,829/mo
▼ 0.25% · 3.875%
HK$186,796
−HK$4,950/mo
Today · 4.125%
HK$191,746
baseline
▲ 0.50% · 4.625%
HK$201,853
+HK$10,107/mo
Deposit HK$3.98M · loan HK$35.86M · min. income ≈ HK$383,492/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,693,209 · Scale 2, in force from 26 Feb 2026)