LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,848
−HK$5,697/mo
▼ 0.25% · 3.875%
HK$93,674
−HK$2,871/mo
Today · 4.125%
HK$96,545
baseline
▲ 0.50% · 4.625%
HK$102,420
+HK$5,875/mo
Deposit HK$19.92M · loan HK$19.92M · min. income ≈ HK$193,090/mo (50% DSR)
Upfront cash ≈ HK$21.61M (deposit + AVD stamp duty HK$1,693,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,068
−HK$5,460/mo
▼ 0.25% · 3.875%
HK$103,778
−HK$2,750/mo
Today · 4.125%
HK$106,528
baseline
▲ 0.50% · 4.625%
HK$112,143
+HK$5,615/mo
Deposit HK$19.92M · loan HK$19.92M · min. income ≈ HK$213,056/mo (50% DSR)
Upfront cash ≈ HK$21.61M (deposit + AVD stamp duty HK$1,693,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,018
−HK$6,836/mo
▼ 0.25% · 3.875%
HK$112,409
−HK$3,445/mo
Today · 4.125%
HK$115,854
baseline
▲ 0.50% · 4.625%
HK$122,904
+HK$7,050/mo
Deposit HK$15.94M · loan HK$23.90M · min. income ≈ HK$231,708/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$1,693,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,281
−HK$6,553/mo
▼ 0.25% · 3.875%
HK$124,534
−HK$3,300/mo
Today · 4.125%
HK$127,834
baseline
▲ 0.50% · 4.625%
HK$134,572
+HK$6,738/mo
Deposit HK$15.94M · loan HK$23.90M · min. income ≈ HK$255,668/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$1,693,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,187
−HK$7,976/mo
▼ 0.25% · 3.875%
HK$131,144
−HK$4,019/mo
Today · 4.125%
HK$135,163
baseline
▲ 0.50% · 4.625%
HK$143,388
+HK$8,225/mo
Deposit HK$11.95M · loan HK$27.89M · min. income ≈ HK$270,326/mo (50% DSR)
Upfront cash ≈ HK$13.65M (deposit + AVD stamp duty HK$1,693,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,495
−HK$7,644/mo
▼ 0.25% · 3.875%
HK$145,290
−HK$3,849/mo
Today · 4.125%
HK$149,139
baseline
▲ 0.50% · 4.625%
HK$157,001
+HK$7,862/mo
Deposit HK$11.95M · loan HK$27.89M · min. income ≈ HK$298,278/mo (50% DSR)
Upfront cash ≈ HK$13.65M (deposit + AVD stamp duty HK$1,693,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,527
−HK$10,254/mo
▼ 0.25% · 3.875%
HK$168,613
−HK$5,168/mo
Today · 4.125%
HK$173,781
baseline
▲ 0.50% · 4.625%
HK$184,355
+HK$10,574/mo
Deposit HK$3.98M · loan HK$35.86M · min. income ≈ HK$347,562/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,693,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,922
−HK$9,828/mo
▼ 0.25% · 3.875%
HK$186,801
−HK$4,949/mo
Today · 4.125%
HK$191,750
baseline
▲ 0.50% · 4.625%
HK$201,858
+HK$10,108/mo
Deposit HK$3.98M · loan HK$35.86M · min. income ≈ HK$383,500/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,693,251 · Scale 2, in force from 26 Feb 2026)