LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,852
−HK$5,698/mo
▼ 0.25% · 3.875%
HK$93,678
−HK$2,872/mo
Today · 4.125%
HK$96,550
baseline
▲ 0.50% · 4.625%
HK$102,424
+HK$5,874/mo
Deposit HK$19.92M · loan HK$19.92M · min. income ≈ HK$193,100/mo (50% DSR)
Upfront cash ≈ HK$21.61M (deposit + AVD stamp duty HK$1,693,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,072
−HK$5,461/mo
▼ 0.25% · 3.875%
HK$103,783
−HK$2,750/mo
Today · 4.125%
HK$106,533
baseline
▲ 0.50% · 4.625%
HK$112,148
+HK$5,615/mo
Deposit HK$19.92M · loan HK$19.92M · min. income ≈ HK$213,066/mo (50% DSR)
Upfront cash ≈ HK$21.61M (deposit + AVD stamp duty HK$1,693,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,023
−HK$6,836/mo
▼ 0.25% · 3.875%
HK$112,414
−HK$3,445/mo
Today · 4.125%
HK$115,859
baseline
▲ 0.50% · 4.625%
HK$122,909
+HK$7,050/mo
Deposit HK$15.94M · loan HK$23.91M · min. income ≈ HK$231,718/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$1,693,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,287
−HK$6,552/mo
▼ 0.25% · 3.875%
HK$124,540
−HK$3,299/mo
Today · 4.125%
HK$127,839
baseline
▲ 0.50% · 4.625%
HK$134,578
+HK$6,739/mo
Deposit HK$15.94M · loan HK$23.91M · min. income ≈ HK$255,678/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$1,693,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,193
−HK$7,976/mo
▼ 0.25% · 3.875%
HK$131,150
−HK$4,019/mo
Today · 4.125%
HK$135,169
baseline
▲ 0.50% · 4.625%
HK$143,394
+HK$8,225/mo
Deposit HK$11.95M · loan HK$27.89M · min. income ≈ HK$270,338/mo (50% DSR)
Upfront cash ≈ HK$13.65M (deposit + AVD stamp duty HK$1,693,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,501
−HK$7,645/mo
▼ 0.25% · 3.875%
HK$145,296
−HK$3,850/mo
Today · 4.125%
HK$149,146
baseline
▲ 0.50% · 4.625%
HK$157,008
+HK$7,862/mo
Deposit HK$11.95M · loan HK$27.89M · min. income ≈ HK$298,292/mo (50% DSR)
Upfront cash ≈ HK$13.65M (deposit + AVD stamp duty HK$1,693,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,534
−HK$10,255/mo
▼ 0.25% · 3.875%
HK$168,621
−HK$5,168/mo
Today · 4.125%
HK$173,789
baseline
▲ 0.50% · 4.625%
HK$184,364
+HK$10,575/mo
Deposit HK$3.98M · loan HK$35.86M · min. income ≈ HK$347,578/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,693,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,930
−HK$9,829/mo
▼ 0.25% · 3.875%
HK$186,809
−HK$4,950/mo
Today · 4.125%
HK$191,759
baseline
▲ 0.50% · 4.625%
HK$201,867
+HK$10,108/mo
Deposit HK$3.98M · loan HK$35.86M · min. income ≈ HK$383,518/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,693,329 · Scale 2, in force from 26 Feb 2026)