LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,860
−HK$5,698/mo
▼ 0.25% · 3.875%
HK$93,686
−HK$2,872/mo
Today · 4.125%
HK$96,558
baseline
▲ 0.50% · 4.625%
HK$102,433
+HK$5,875/mo
Deposit HK$19.92M · loan HK$19.92M · min. income ≈ HK$193,116/mo (50% DSR)
Upfront cash ≈ HK$21.62M (deposit + AVD stamp duty HK$1,693,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,081
−HK$5,461/mo
▼ 0.25% · 3.875%
HK$103,792
−HK$2,750/mo
Today · 4.125%
HK$106,542
baseline
▲ 0.50% · 4.625%
HK$112,158
+HK$5,616/mo
Deposit HK$19.92M · loan HK$19.92M · min. income ≈ HK$213,084/mo (50% DSR)
Upfront cash ≈ HK$21.62M (deposit + AVD stamp duty HK$1,693,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,032
−HK$6,837/mo
▼ 0.25% · 3.875%
HK$112,424
−HK$3,445/mo
Today · 4.125%
HK$115,869
baseline
▲ 0.50% · 4.625%
HK$122,920
+HK$7,051/mo
Deposit HK$15.94M · loan HK$23.91M · min. income ≈ HK$231,738/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$1,693,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,297
−HK$6,553/mo
▼ 0.25% · 3.875%
HK$124,550
−HK$3,300/mo
Today · 4.125%
HK$127,850
baseline
▲ 0.50% · 4.625%
HK$134,590
+HK$6,740/mo
Deposit HK$15.94M · loan HK$23.91M · min. income ≈ HK$255,700/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$1,693,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,204
−HK$7,977/mo
▼ 0.25% · 3.875%
HK$131,161
−HK$4,020/mo
Today · 4.125%
HK$135,181
baseline
▲ 0.50% · 4.625%
HK$143,406
+HK$8,225/mo
Deposit HK$11.95M · loan HK$27.89M · min. income ≈ HK$270,362/mo (50% DSR)
Upfront cash ≈ HK$13.65M (deposit + AVD stamp duty HK$1,693,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,513
−HK$7,646/mo
▼ 0.25% · 3.875%
HK$145,309
−HK$3,850/mo
Today · 4.125%
HK$149,159
baseline
▲ 0.50% · 4.625%
HK$157,021
+HK$7,862/mo
Deposit HK$11.95M · loan HK$27.89M · min. income ≈ HK$298,318/mo (50% DSR)
Upfront cash ≈ HK$13.65M (deposit + AVD stamp duty HK$1,693,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,548
−HK$10,256/mo
▼ 0.25% · 3.875%
HK$168,635
−HK$5,169/mo
Today · 4.125%
HK$173,804
baseline
▲ 0.50% · 4.625%
HK$184,380
+HK$10,576/mo
Deposit HK$3.98M · loan HK$35.86M · min. income ≈ HK$347,608/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,693,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,946
−HK$9,830/mo
▼ 0.25% · 3.875%
HK$186,825
−HK$4,951/mo
Today · 4.125%
HK$191,776
baseline
▲ 0.50% · 4.625%
HK$201,884
+HK$10,108/mo
Deposit HK$3.98M · loan HK$35.86M · min. income ≈ HK$383,552/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,693,474 · Scale 2, in force from 26 Feb 2026)