LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,873
−HK$5,699/mo
▼ 0.25% · 3.875%
HK$93,700
−HK$2,872/mo
Today · 4.125%
HK$96,572
baseline
▲ 0.50% · 4.625%
HK$102,448
+HK$5,876/mo
Deposit HK$19.93M · loan HK$19.93M · min. income ≈ HK$193,144/mo (50% DSR)
Upfront cash ≈ HK$21.62M (deposit + AVD stamp duty HK$1,693,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,095
−HK$5,462/mo
▼ 0.25% · 3.875%
HK$103,807
−HK$2,750/mo
Today · 4.125%
HK$106,557
baseline
▲ 0.50% · 4.625%
HK$112,174
+HK$5,617/mo
Deposit HK$19.93M · loan HK$19.93M · min. income ≈ HK$213,114/mo (50% DSR)
Upfront cash ≈ HK$21.62M (deposit + AVD stamp duty HK$1,693,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,048
−HK$6,838/mo
▼ 0.25% · 3.875%
HK$112,440
−HK$3,446/mo
Today · 4.125%
HK$115,886
baseline
▲ 0.50% · 4.625%
HK$122,937
+HK$7,051/mo
Deposit HK$15.94M · loan HK$23.91M · min. income ≈ HK$231,772/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$1,693,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,314
−HK$6,555/mo
▼ 0.25% · 3.875%
HK$124,568
−HK$3,301/mo
Today · 4.125%
HK$127,869
baseline
▲ 0.50% · 4.625%
HK$134,609
+HK$6,740/mo
Deposit HK$15.94M · loan HK$23.91M · min. income ≈ HK$255,738/mo (50% DSR)
Upfront cash ≈ HK$17.63M (deposit + AVD stamp duty HK$1,693,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,222
−HK$7,978/mo
▼ 0.25% · 3.875%
HK$131,180
−HK$4,020/mo
Today · 4.125%
HK$135,200
baseline
▲ 0.50% · 4.625%
HK$143,427
+HK$8,227/mo
Deposit HK$11.96M · loan HK$27.90M · min. income ≈ HK$270,400/mo (50% DSR)
Upfront cash ≈ HK$13.65M (deposit + AVD stamp duty HK$1,693,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,534
−HK$7,646/mo
▼ 0.25% · 3.875%
HK$145,329
−HK$3,851/mo
Today · 4.125%
HK$149,180
baseline
▲ 0.50% · 4.625%
HK$157,044
+HK$7,864/mo
Deposit HK$11.96M · loan HK$27.90M · min. income ≈ HK$298,360/mo (50% DSR)
Upfront cash ≈ HK$13.65M (deposit + AVD stamp duty HK$1,693,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,572
−HK$10,257/mo
▼ 0.25% · 3.875%
HK$168,660
−HK$5,169/mo
Today · 4.125%
HK$173,829
baseline
▲ 0.50% · 4.625%
HK$184,406
+HK$10,577/mo
Deposit HK$3.99M · loan HK$35.87M · min. income ≈ HK$347,658/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,693,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,972
−HK$9,831/mo
▼ 0.25% · 3.875%
HK$186,852
−HK$4,951/mo
Today · 4.125%
HK$191,803
baseline
▲ 0.50% · 4.625%
HK$201,913
+HK$10,110/mo
Deposit HK$3.99M · loan HK$35.87M · min. income ≈ HK$383,606/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,693,716 · Scale 2, in force from 26 Feb 2026)