LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,880
−HK$5,699/mo
▼ 0.25% · 3.875%
HK$93,706
−HK$2,873/mo
Today · 4.125%
HK$96,579
baseline
▲ 0.50% · 4.625%
HK$102,455
+HK$5,876/mo
Deposit HK$19.93M · loan HK$19.93M · min. income ≈ HK$193,158/mo (50% DSR)
Upfront cash ≈ HK$21.62M (deposit + AVD stamp duty HK$1,693,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,103
−HK$5,462/mo
▼ 0.25% · 3.875%
HK$103,814
−HK$2,751/mo
Today · 4.125%
HK$106,565
baseline
▲ 0.50% · 4.625%
HK$112,182
+HK$5,617/mo
Deposit HK$19.93M · loan HK$19.93M · min. income ≈ HK$213,130/mo (50% DSR)
Upfront cash ≈ HK$21.62M (deposit + AVD stamp duty HK$1,693,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,056
−HK$6,838/mo
▼ 0.25% · 3.875%
HK$112,448
−HK$3,446/mo
Today · 4.125%
HK$115,894
baseline
▲ 0.50% · 4.625%
HK$122,946
+HK$7,052/mo
Deposit HK$15.94M · loan HK$23.91M · min. income ≈ HK$231,788/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$1,693,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,323
−HK$6,555/mo
▼ 0.25% · 3.875%
HK$124,577
−HK$3,301/mo
Today · 4.125%
HK$127,878
baseline
▲ 0.50% · 4.625%
HK$134,619
+HK$6,741/mo
Deposit HK$15.94M · loan HK$23.91M · min. income ≈ HK$255,756/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$1,693,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,231
−HK$7,979/mo
▼ 0.25% · 3.875%
HK$131,189
−HK$4,021/mo
Today · 4.125%
HK$135,210
baseline
▲ 0.50% · 4.625%
HK$143,437
+HK$8,227/mo
Deposit HK$11.96M · loan HK$27.90M · min. income ≈ HK$270,420/mo (50% DSR)
Upfront cash ≈ HK$13.65M (deposit + AVD stamp duty HK$1,693,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,544
−HK$7,647/mo
▼ 0.25% · 3.875%
HK$145,340
−HK$3,851/mo
Today · 4.125%
HK$149,191
baseline
▲ 0.50% · 4.625%
HK$157,055
+HK$7,864/mo
Deposit HK$11.96M · loan HK$27.90M · min. income ≈ HK$298,382/mo (50% DSR)
Upfront cash ≈ HK$13.65M (deposit + AVD stamp duty HK$1,693,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,583
−HK$10,258/mo
▼ 0.25% · 3.875%
HK$168,672
−HK$5,169/mo
Today · 4.125%
HK$173,841
baseline
▲ 0.50% · 4.625%
HK$184,419
+HK$10,578/mo
Deposit HK$3.99M · loan HK$35.87M · min. income ≈ HK$347,682/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,693,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,985
−HK$9,832/mo
▼ 0.25% · 3.875%
HK$186,865
−HK$4,952/mo
Today · 4.125%
HK$191,817
baseline
▲ 0.50% · 4.625%
HK$201,928
+HK$10,111/mo
Deposit HK$3.99M · loan HK$35.87M · min. income ≈ HK$383,634/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,693,838 · Scale 2, in force from 26 Feb 2026)