LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,883
−HK$5,699/mo
▼ 0.25% · 3.875%
HK$93,710
−HK$2,872/mo
Today · 4.125%
HK$96,582
baseline
▲ 0.50% · 4.625%
HK$102,459
+HK$5,877/mo
Deposit HK$19.93M · loan HK$19.93M · min. income ≈ HK$193,164/mo (50% DSR)
Upfront cash ≈ HK$21.62M (deposit + AVD stamp duty HK$1,693,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,106
−HK$5,463/mo
▼ 0.25% · 3.875%
HK$103,818
−HK$2,751/mo
Today · 4.125%
HK$106,569
baseline
▲ 0.50% · 4.625%
HK$112,186
+HK$5,617/mo
Deposit HK$19.93M · loan HK$19.93M · min. income ≈ HK$213,138/mo (50% DSR)
Upfront cash ≈ HK$21.62M (deposit + AVD stamp duty HK$1,693,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,059
−HK$6,839/mo
▼ 0.25% · 3.875%
HK$112,452
−HK$3,446/mo
Today · 4.125%
HK$115,898
baseline
▲ 0.50% · 4.625%
HK$122,950
+HK$7,052/mo
Deposit HK$15.94M · loan HK$23.91M · min. income ≈ HK$231,796/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$1,693,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,327
−HK$6,555/mo
▼ 0.25% · 3.875%
HK$124,581
−HK$3,301/mo
Today · 4.125%
HK$127,882
baseline
▲ 0.50% · 4.625%
HK$134,623
+HK$6,741/mo
Deposit HK$15.94M · loan HK$23.91M · min. income ≈ HK$255,764/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$1,693,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,236
−HK$7,979/mo
▼ 0.25% · 3.875%
HK$131,194
−HK$4,021/mo
Today · 4.125%
HK$135,215
baseline
▲ 0.50% · 4.625%
HK$143,442
+HK$8,227/mo
Deposit HK$11.96M · loan HK$27.90M · min. income ≈ HK$270,430/mo (50% DSR)
Upfront cash ≈ HK$13.65M (deposit + AVD stamp duty HK$1,693,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,549
−HK$7,647/mo
▼ 0.25% · 3.875%
HK$145,345
−HK$3,851/mo
Today · 4.125%
HK$149,196
baseline
▲ 0.50% · 4.625%
HK$157,060
+HK$7,864/mo
Deposit HK$11.96M · loan HK$27.90M · min. income ≈ HK$298,392/mo (50% DSR)
Upfront cash ≈ HK$13.65M (deposit + AVD stamp duty HK$1,693,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,589
−HK$10,258/mo
▼ 0.25% · 3.875%
HK$168,677
−HK$5,170/mo
Today · 4.125%
HK$173,847
baseline
▲ 0.50% · 4.625%
HK$184,426
+HK$10,579/mo
Deposit HK$3.99M · loan HK$35.87M · min. income ≈ HK$347,694/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,693,895 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,991
−HK$9,832/mo
▼ 0.25% · 3.875%
HK$186,872
−HK$4,951/mo
Today · 4.125%
HK$191,823
baseline
▲ 0.50% · 4.625%
HK$201,935
+HK$10,112/mo
Deposit HK$3.99M · loan HK$35.87M · min. income ≈ HK$383,646/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,693,895 · Scale 2, in force from 26 Feb 2026)