LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,891
−HK$5,700/mo
▼ 0.25% · 3.875%
HK$93,718
−HK$2,873/mo
Today · 4.125%
HK$96,591
baseline
▲ 0.50% · 4.625%
HK$102,468
+HK$5,877/mo
Deposit HK$19.93M · loan HK$19.93M · min. income ≈ HK$193,182/mo (50% DSR)
Upfront cash ≈ HK$21.62M (deposit + AVD stamp duty HK$1,694,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,116
−HK$5,463/mo
▼ 0.25% · 3.875%
HK$103,827
−HK$2,752/mo
Today · 4.125%
HK$106,579
baseline
▲ 0.50% · 4.625%
HK$112,196
+HK$5,617/mo
Deposit HK$19.93M · loan HK$19.93M · min. income ≈ HK$213,158/mo (50% DSR)
Upfront cash ≈ HK$21.62M (deposit + AVD stamp duty HK$1,694,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,069
−HK$6,840/mo
▼ 0.25% · 3.875%
HK$112,462
−HK$3,447/mo
Today · 4.125%
HK$115,909
baseline
▲ 0.50% · 4.625%
HK$122,962
+HK$7,053/mo
Deposit HK$15.94M · loan HK$23.92M · min. income ≈ HK$231,818/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$1,694,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,339
−HK$6,555/mo
▼ 0.25% · 3.875%
HK$124,593
−HK$3,301/mo
Today · 4.125%
HK$127,894
baseline
▲ 0.50% · 4.625%
HK$134,636
+HK$6,742/mo
Deposit HK$15.94M · loan HK$23.92M · min. income ≈ HK$255,788/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$1,694,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,248
−HK$7,979/mo
▼ 0.25% · 3.875%
HK$131,206
−HK$4,021/mo
Today · 4.125%
HK$135,227
baseline
▲ 0.50% · 4.625%
HK$143,456
+HK$8,229/mo
Deposit HK$11.96M · loan HK$27.90M · min. income ≈ HK$270,454/mo (50% DSR)
Upfront cash ≈ HK$13.65M (deposit + AVD stamp duty HK$1,694,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,562
−HK$7,648/mo
▼ 0.25% · 3.875%
HK$145,358
−HK$3,852/mo
Today · 4.125%
HK$149,210
baseline
▲ 0.50% · 4.625%
HK$157,075
+HK$7,865/mo
Deposit HK$11.96M · loan HK$27.90M · min. income ≈ HK$298,420/mo (50% DSR)
Upfront cash ≈ HK$13.65M (deposit + AVD stamp duty HK$1,694,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,604
−HK$10,260/mo
▼ 0.25% · 3.875%
HK$168,693
−HK$5,171/mo
Today · 4.125%
HK$173,864
baseline
▲ 0.50% · 4.625%
HK$184,443
+HK$10,579/mo
Deposit HK$3.99M · loan HK$35.87M · min. income ≈ HK$347,728/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,694,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,008
−HK$9,833/mo
▼ 0.25% · 3.875%
HK$186,889
−HK$4,952/mo
Today · 4.125%
HK$191,841
baseline
▲ 0.50% · 4.625%
HK$201,954
+HK$10,113/mo
Deposit HK$3.99M · loan HK$35.87M · min. income ≈ HK$383,682/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,694,055 · Scale 2, in force from 26 Feb 2026)