LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,892
−HK$5,700/mo
▼ 0.25% · 3.875%
HK$93,719
−HK$2,873/mo
Today · 4.125%
HK$96,592
baseline
▲ 0.50% · 4.625%
HK$102,469
+HK$5,877/mo
Deposit HK$19.93M · loan HK$19.93M · min. income ≈ HK$193,184/mo (50% DSR)
Upfront cash ≈ HK$21.62M (deposit + AVD stamp duty HK$1,694,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,116
−HK$5,463/mo
▼ 0.25% · 3.875%
HK$103,828
−HK$2,751/mo
Today · 4.125%
HK$106,579
baseline
▲ 0.50% · 4.625%
HK$112,197
+HK$5,618/mo
Deposit HK$19.93M · loan HK$19.93M · min. income ≈ HK$213,158/mo (50% DSR)
Upfront cash ≈ HK$21.62M (deposit + AVD stamp duty HK$1,694,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,070
−HK$6,840/mo
▼ 0.25% · 3.875%
HK$112,463
−HK$3,447/mo
Today · 4.125%
HK$115,910
baseline
▲ 0.50% · 4.625%
HK$122,963
+HK$7,053/mo
Deposit HK$15.94M · loan HK$23.92M · min. income ≈ HK$231,820/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$1,694,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,340
−HK$6,555/mo
▼ 0.25% · 3.875%
HK$124,594
−HK$3,301/mo
Today · 4.125%
HK$127,895
baseline
▲ 0.50% · 4.625%
HK$134,637
+HK$6,742/mo
Deposit HK$15.94M · loan HK$23.92M · min. income ≈ HK$255,790/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$1,694,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,249
−HK$7,979/mo
▼ 0.25% · 3.875%
HK$131,207
−HK$4,021/mo
Today · 4.125%
HK$135,228
baseline
▲ 0.50% · 4.625%
HK$143,457
+HK$8,229/mo
Deposit HK$11.96M · loan HK$27.90M · min. income ≈ HK$270,456/mo (50% DSR)
Upfront cash ≈ HK$13.65M (deposit + AVD stamp duty HK$1,694,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,563
−HK$7,648/mo
▼ 0.25% · 3.875%
HK$145,359
−HK$3,852/mo
Today · 4.125%
HK$149,211
baseline
▲ 0.50% · 4.625%
HK$157,076
+HK$7,865/mo
Deposit HK$11.96M · loan HK$27.90M · min. income ≈ HK$298,422/mo (50% DSR)
Upfront cash ≈ HK$13.65M (deposit + AVD stamp duty HK$1,694,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,605
−HK$10,260/mo
▼ 0.25% · 3.875%
HK$168,694
−HK$5,171/mo
Today · 4.125%
HK$173,865
baseline
▲ 0.50% · 4.625%
HK$184,444
+HK$10,579/mo
Deposit HK$3.99M · loan HK$35.87M · min. income ≈ HK$347,730/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,694,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,009
−HK$9,834/mo
▼ 0.25% · 3.875%
HK$186,891
−HK$4,952/mo
Today · 4.125%
HK$191,843
baseline
▲ 0.50% · 4.625%
HK$201,955
+HK$10,112/mo
Deposit HK$3.99M · loan HK$35.87M · min. income ≈ HK$383,686/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,694,066 · Scale 2, in force from 26 Feb 2026)