LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,894
−HK$5,700/mo
▼ 0.25% · 3.875%
HK$93,721
−HK$2,873/mo
Today · 4.125%
HK$96,594
baseline
▲ 0.50% · 4.625%
HK$102,471
+HK$5,877/mo
Deposit HK$19.93M · loan HK$19.93M · min. income ≈ HK$193,188/mo (50% DSR)
Upfront cash ≈ HK$21.62M (deposit + AVD stamp duty HK$1,694,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,119
−HK$5,463/mo
▼ 0.25% · 3.875%
HK$103,831
−HK$2,751/mo
Today · 4.125%
HK$106,582
baseline
▲ 0.50% · 4.625%
HK$112,200
+HK$5,618/mo
Deposit HK$19.93M · loan HK$19.93M · min. income ≈ HK$213,164/mo (50% DSR)
Upfront cash ≈ HK$21.62M (deposit + AVD stamp duty HK$1,694,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,073
−HK$6,840/mo
▼ 0.25% · 3.875%
HK$112,466
−HK$3,447/mo
Today · 4.125%
HK$115,913
baseline
▲ 0.50% · 4.625%
HK$122,966
+HK$7,053/mo
Deposit HK$15.94M · loan HK$23.92M · min. income ≈ HK$231,826/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$1,694,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,343
−HK$6,555/mo
▼ 0.25% · 3.875%
HK$124,597
−HK$3,301/mo
Today · 4.125%
HK$127,898
baseline
▲ 0.50% · 4.625%
HK$134,640
+HK$6,742/mo
Deposit HK$15.94M · loan HK$23.92M · min. income ≈ HK$255,796/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$1,694,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,252
−HK$7,980/mo
▼ 0.25% · 3.875%
HK$131,210
−HK$4,022/mo
Today · 4.125%
HK$135,232
baseline
▲ 0.50% · 4.625%
HK$143,460
+HK$8,228/mo
Deposit HK$11.96M · loan HK$27.90M · min. income ≈ HK$270,464/mo (50% DSR)
Upfront cash ≈ HK$13.65M (deposit + AVD stamp duty HK$1,694,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,566
−HK$7,649/mo
▼ 0.25% · 3.875%
HK$145,363
−HK$3,852/mo
Today · 4.125%
HK$149,215
baseline
▲ 0.50% · 4.625%
HK$157,080
+HK$7,865/mo
Deposit HK$11.96M · loan HK$27.90M · min. income ≈ HK$298,430/mo (50% DSR)
Upfront cash ≈ HK$13.65M (deposit + AVD stamp duty HK$1,694,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,609
−HK$10,260/mo
▼ 0.25% · 3.875%
HK$168,699
−HK$5,170/mo
Today · 4.125%
HK$173,869
baseline
▲ 0.50% · 4.625%
HK$184,449
+HK$10,580/mo
Deposit HK$3.99M · loan HK$35.88M · min. income ≈ HK$347,738/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,694,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,014
−HK$9,833/mo
▼ 0.25% · 3.875%
HK$186,895
−HK$4,952/mo
Today · 4.125%
HK$191,847
baseline
▲ 0.50% · 4.625%
HK$201,960
+HK$10,113/mo
Deposit HK$3.99M · loan HK$35.88M · min. income ≈ HK$383,694/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,694,108 · Scale 2, in force from 26 Feb 2026)