LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,909
−HK$5,701/mo
▼ 0.25% · 3.875%
HK$93,737
−HK$2,873/mo
Today · 4.125%
HK$96,610
baseline
▲ 0.50% · 4.625%
HK$102,489
+HK$5,879/mo
Deposit HK$19.93M · loan HK$19.93M · min. income ≈ HK$193,220/mo (50% DSR)
Upfront cash ≈ HK$21.63M (deposit + AVD stamp duty HK$1,694,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,136
−HK$5,464/mo
▼ 0.25% · 3.875%
HK$103,848
−HK$2,752/mo
Today · 4.125%
HK$106,600
baseline
▲ 0.50% · 4.625%
HK$112,219
+HK$5,619/mo
Deposit HK$19.93M · loan HK$19.93M · min. income ≈ HK$213,200/mo (50% DSR)
Upfront cash ≈ HK$21.63M (deposit + AVD stamp duty HK$1,694,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,091
−HK$6,841/mo
▼ 0.25% · 3.875%
HK$112,485
−HK$3,447/mo
Today · 4.125%
HK$115,932
baseline
▲ 0.50% · 4.625%
HK$122,986
+HK$7,054/mo
Deposit HK$15.95M · loan HK$23.92M · min. income ≈ HK$231,864/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$1,694,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,363
−HK$6,557/mo
▼ 0.25% · 3.875%
HK$124,618
−HK$3,302/mo
Today · 4.125%
HK$127,920
baseline
▲ 0.50% · 4.625%
HK$134,663
+HK$6,743/mo
Deposit HK$15.95M · loan HK$23.92M · min. income ≈ HK$255,840/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$1,694,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,273
−HK$7,981/mo
▼ 0.25% · 3.875%
HK$131,232
−HK$4,022/mo
Today · 4.125%
HK$135,254
baseline
▲ 0.50% · 4.625%
HK$143,484
+HK$8,230/mo
Deposit HK$11.96M · loan HK$27.91M · min. income ≈ HK$270,508/mo (50% DSR)
Upfront cash ≈ HK$13.65M (deposit + AVD stamp duty HK$1,694,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,590
−HK$7,650/mo
▼ 0.25% · 3.875%
HK$145,387
−HK$3,853/mo
Today · 4.125%
HK$149,240
baseline
▲ 0.50% · 4.625%
HK$157,106
+HK$7,866/mo
Deposit HK$11.96M · loan HK$27.91M · min. income ≈ HK$298,480/mo (50% DSR)
Upfront cash ≈ HK$13.65M (deposit + AVD stamp duty HK$1,694,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,637
−HK$10,261/mo
▼ 0.25% · 3.875%
HK$168,727
−HK$5,171/mo
Today · 4.125%
HK$173,898
baseline
▲ 0.50% · 4.625%
HK$184,480
+HK$10,582/mo
Deposit HK$3.99M · loan HK$35.88M · min. income ≈ HK$347,796/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,694,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,044
−HK$9,836/mo
▼ 0.25% · 3.875%
HK$186,927
−HK$4,953/mo
Today · 4.125%
HK$191,880
baseline
▲ 0.50% · 4.625%
HK$201,994
+HK$10,114/mo
Deposit HK$3.99M · loan HK$35.88M · min. income ≈ HK$383,760/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,694,393 · Scale 2, in force from 26 Feb 2026)