LTV · monthly repayment
▼ 0.50% · 3.625%
HK$909,142
−HK$57,011/mo
▼ 0.25% · 3.875%
HK$937,421
−HK$28,732/mo
Today · 4.125%
HK$966,153
baseline
▲ 0.50% · 4.625%
HK$1,024,941
+HK$58,788/mo
Deposit HK$199.35M · loan HK$199.35M · min. income ≈ HK$1,932,306/mo (50% DSR)
Upfront cash ≈ HK$225.27M (deposit + AVD stamp duty HK$25,915,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,011,411
−HK$54,644/mo
▼ 0.25% · 3.875%
HK$1,038,537
−HK$27,518/mo
Today · 4.125%
HK$1,066,055
baseline
▲ 0.50% · 4.625%
HK$1,122,248
+HK$56,193/mo
Deposit HK$199.35M · loan HK$199.35M · min. income ≈ HK$2,132,110/mo (50% DSR)
Upfront cash ≈ HK$225.27M (deposit + AVD stamp duty HK$25,915,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,090,970
−HK$68,414/mo
▼ 0.25% · 3.875%
HK$1,124,906
−HK$34,478/mo
Today · 4.125%
HK$1,159,384
baseline
▲ 0.50% · 4.625%
HK$1,229,929
+HK$70,545/mo
Deposit HK$159.48M · loan HK$239.22M · min. income ≈ HK$2,318,768/mo (50% DSR)
Upfront cash ≈ HK$185.40M (deposit + AVD stamp duty HK$25,915,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,213,693
−HK$65,573/mo
▼ 0.25% · 3.875%
HK$1,246,244
−HK$33,022/mo
Today · 4.125%
HK$1,279,266
baseline
▲ 0.50% · 4.625%
HK$1,346,697
+HK$67,431/mo
Deposit HK$159.48M · loan HK$239.22M · min. income ≈ HK$2,558,532/mo (50% DSR)
Upfront cash ≈ HK$185.40M (deposit + AVD stamp duty HK$25,915,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,272,799
−HK$79,815/mo
▼ 0.25% · 3.875%
HK$1,312,390
−HK$40,224/mo
Today · 4.125%
HK$1,352,614
baseline
▲ 0.50% · 4.625%
HK$1,434,918
+HK$82,304/mo
Deposit HK$119.61M · loan HK$279.09M · min. income ≈ HK$2,705,228/mo (50% DSR)
Upfront cash ≈ HK$145.53M (deposit + AVD stamp duty HK$25,915,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,415,976
−HK$76,501/mo
▼ 0.25% · 3.875%
HK$1,453,951
−HK$38,526/mo
Today · 4.125%
HK$1,492,477
baseline
▲ 0.50% · 4.625%
HK$1,571,147
+HK$78,670/mo
Deposit HK$119.61M · loan HK$279.09M · min. income ≈ HK$2,984,954/mo (50% DSR)
Upfront cash ≈ HK$145.53M (deposit + AVD stamp duty HK$25,915,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,636,455
−HK$102,621/mo
▼ 0.25% · 3.875%
HK$1,687,359
−HK$51,717/mo
Today · 4.125%
HK$1,739,076
baseline
▲ 0.50% · 4.625%
HK$1,844,894
+HK$105,818/mo
Deposit HK$39.87M · loan HK$358.83M · min. income ≈ HK$3,478,152/mo (50% DSR)
Upfront cash ≈ HK$65.79M (deposit + AVD stamp duty HK$25,915,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,820,540
−HK$98,358/mo
▼ 0.25% · 3.875%
HK$1,869,366
−HK$49,532/mo
Today · 4.125%
HK$1,918,898
baseline
▲ 0.50% · 4.625%
HK$2,020,046
+HK$101,148/mo
Deposit HK$39.87M · loan HK$358.83M · min. income ≈ HK$3,837,796/mo (50% DSR)
Upfront cash ≈ HK$65.79M (deposit + AVD stamp duty HK$25,915,605 · Scale 2, in force from 26 Feb 2026)