LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,915
−HK$5,701/mo
▼ 0.25% · 3.875%
HK$93,743
−HK$2,873/mo
Today · 4.125%
HK$96,616
baseline
▲ 0.50% · 4.625%
HK$102,495
+HK$5,879/mo
Deposit HK$19.94M · loan HK$19.94M · min. income ≈ HK$193,232/mo (50% DSR)
Upfront cash ≈ HK$21.63M (deposit + AVD stamp duty HK$1,694,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,142
−HK$5,464/mo
▼ 0.25% · 3.875%
HK$103,855
−HK$2,751/mo
Today · 4.125%
HK$106,606
baseline
▲ 0.50% · 4.625%
HK$112,226
+HK$5,620/mo
Deposit HK$19.94M · loan HK$19.94M · min. income ≈ HK$213,212/mo (50% DSR)
Upfront cash ≈ HK$21.63M (deposit + AVD stamp duty HK$1,694,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,098
−HK$6,841/mo
▼ 0.25% · 3.875%
HK$112,492
−HK$3,447/mo
Today · 4.125%
HK$115,939
baseline
▲ 0.50% · 4.625%
HK$122,994
+HK$7,055/mo
Deposit HK$15.95M · loan HK$23.92M · min. income ≈ HK$231,878/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$1,694,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,371
−HK$6,557/mo
▼ 0.25% · 3.875%
HK$124,626
−HK$3,302/mo
Today · 4.125%
HK$127,928
baseline
▲ 0.50% · 4.625%
HK$134,671
+HK$6,743/mo
Deposit HK$15.95M · loan HK$23.92M · min. income ≈ HK$255,856/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$1,694,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,281
−HK$7,982/mo
▼ 0.25% · 3.875%
HK$131,240
−HK$4,023/mo
Today · 4.125%
HK$135,263
baseline
▲ 0.50% · 4.625%
HK$143,493
+HK$8,230/mo
Deposit HK$11.96M · loan HK$27.91M · min. income ≈ HK$270,526/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,694,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,599
−HK$7,650/mo
▼ 0.25% · 3.875%
HK$145,397
−HK$3,852/mo
Today · 4.125%
HK$149,249
baseline
▲ 0.50% · 4.625%
HK$157,116
+HK$7,867/mo
Deposit HK$11.96M · loan HK$27.91M · min. income ≈ HK$298,498/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,694,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,647
−HK$10,262/mo
▼ 0.25% · 3.875%
HK$168,737
−HK$5,172/mo
Today · 4.125%
HK$173,909
baseline
▲ 0.50% · 4.625%
HK$184,491
+HK$10,582/mo
Deposit HK$3.99M · loan HK$35.88M · min. income ≈ HK$347,818/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,694,499 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,056
−HK$9,836/mo
▼ 0.25% · 3.875%
HK$186,938
−HK$4,954/mo
Today · 4.125%
HK$191,892
baseline
▲ 0.50% · 4.625%
HK$202,007
+HK$10,115/mo
Deposit HK$3.99M · loan HK$35.88M · min. income ≈ HK$383,784/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,694,499 · Scale 2, in force from 26 Feb 2026)