LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,920
−HK$5,702/mo
▼ 0.25% · 3.875%
HK$93,748
−HK$2,874/mo
Today · 4.125%
HK$96,622
baseline
▲ 0.50% · 4.625%
HK$102,501
+HK$5,879/mo
Deposit HK$19.94M · loan HK$19.94M · min. income ≈ HK$193,244/mo (50% DSR)
Upfront cash ≈ HK$21.63M (deposit + AVD stamp duty HK$1,694,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,148
−HK$5,464/mo
▼ 0.25% · 3.875%
HK$103,860
−HK$2,752/mo
Today · 4.125%
HK$106,612
baseline
▲ 0.50% · 4.625%
HK$112,232
+HK$5,620/mo
Deposit HK$19.94M · loan HK$19.94M · min. income ≈ HK$213,224/mo (50% DSR)
Upfront cash ≈ HK$21.63M (deposit + AVD stamp duty HK$1,694,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,104
−HK$6,842/mo
▼ 0.25% · 3.875%
HK$112,498
−HK$3,448/mo
Today · 4.125%
HK$115,946
baseline
▲ 0.50% · 4.625%
HK$123,001
+HK$7,055/mo
Deposit HK$15.95M · loan HK$23.92M · min. income ≈ HK$231,892/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$1,694,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,377
−HK$6,558/mo
▼ 0.25% · 3.875%
HK$124,632
−HK$3,303/mo
Today · 4.125%
HK$127,935
baseline
▲ 0.50% · 4.625%
HK$134,678
+HK$6,743/mo
Deposit HK$15.95M · loan HK$23.92M · min. income ≈ HK$255,870/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$1,694,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,288
−HK$7,982/mo
▼ 0.25% · 3.875%
HK$131,248
−HK$4,022/mo
Today · 4.125%
HK$135,270
baseline
▲ 0.50% · 4.625%
HK$143,501
+HK$8,231/mo
Deposit HK$11.96M · loan HK$27.91M · min. income ≈ HK$270,540/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,694,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,607
−HK$7,650/mo
▼ 0.25% · 3.875%
HK$145,405
−HK$3,852/mo
Today · 4.125%
HK$149,257
baseline
▲ 0.50% · 4.625%
HK$157,125
+HK$7,868/mo
Deposit HK$11.96M · loan HK$27.91M · min. income ≈ HK$298,514/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,694,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,656
−HK$10,263/mo
▼ 0.25% · 3.875%
HK$168,747
−HK$5,172/mo
Today · 4.125%
HK$173,919
baseline
▲ 0.50% · 4.625%
HK$184,501
+HK$10,582/mo
Deposit HK$3.99M · loan HK$35.89M · min. income ≈ HK$347,838/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,694,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,066
−HK$9,836/mo
▼ 0.25% · 3.875%
HK$186,949
−HK$4,953/mo
Today · 4.125%
HK$191,902
baseline
▲ 0.50% · 4.625%
HK$202,018
+HK$10,116/mo
Deposit HK$3.99M · loan HK$35.89M · min. income ≈ HK$383,804/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,694,592 · Scale 2, in force from 26 Feb 2026)