LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,922
−HK$5,702/mo
▼ 0.25% · 3.875%
HK$93,750
−HK$2,874/mo
Today · 4.125%
HK$96,624
baseline
▲ 0.50% · 4.625%
HK$102,503
+HK$5,879/mo
Deposit HK$19.94M · loan HK$19.94M · min. income ≈ HK$193,248/mo (50% DSR)
Upfront cash ≈ HK$21.63M (deposit + AVD stamp duty HK$1,694,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,150
−HK$5,465/mo
▼ 0.25% · 3.875%
HK$103,863
−HK$2,752/mo
Today · 4.125%
HK$106,615
baseline
▲ 0.50% · 4.625%
HK$112,235
+HK$5,620/mo
Deposit HK$19.94M · loan HK$19.94M · min. income ≈ HK$213,230/mo (50% DSR)
Upfront cash ≈ HK$21.63M (deposit + AVD stamp duty HK$1,694,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,107
−HK$6,841/mo
▼ 0.25% · 3.875%
HK$112,500
−HK$3,448/mo
Today · 4.125%
HK$115,948
baseline
▲ 0.50% · 4.625%
HK$123,004
+HK$7,056/mo
Deposit HK$15.95M · loan HK$23.92M · min. income ≈ HK$231,896/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$1,694,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,380
−HK$6,558/mo
▼ 0.25% · 3.875%
HK$124,635
−HK$3,303/mo
Today · 4.125%
HK$127,938
baseline
▲ 0.50% · 4.625%
HK$134,681
+HK$6,743/mo
Deposit HK$15.95M · loan HK$23.92M · min. income ≈ HK$255,876/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$1,694,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,291
−HK$7,982/mo
▼ 0.25% · 3.875%
HK$131,250
−HK$4,023/mo
Today · 4.125%
HK$135,273
baseline
▲ 0.50% · 4.625%
HK$143,504
+HK$8,231/mo
Deposit HK$11.96M · loan HK$27.91M · min. income ≈ HK$270,546/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,694,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,610
−HK$7,651/mo
▼ 0.25% · 3.875%
HK$145,408
−HK$3,853/mo
Today · 4.125%
HK$149,261
baseline
▲ 0.50% · 4.625%
HK$157,128
+HK$7,867/mo
Deposit HK$11.96M · loan HK$27.91M · min. income ≈ HK$298,522/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,694,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,660
−HK$10,263/mo
▼ 0.25% · 3.875%
HK$168,751
−HK$5,172/mo
Today · 4.125%
HK$173,923
baseline
▲ 0.50% · 4.625%
HK$184,505
+HK$10,582/mo
Deposit HK$3.99M · loan HK$35.89M · min. income ≈ HK$347,846/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,694,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,070
−HK$9,837/mo
▼ 0.25% · 3.875%
HK$186,953
−HK$4,954/mo
Today · 4.125%
HK$191,907
baseline
▲ 0.50% · 4.625%
HK$202,022
+HK$10,115/mo
Deposit HK$3.99M · loan HK$35.89M · min. income ≈ HK$383,814/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,694,630 · Scale 2, in force from 26 Feb 2026)