LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,923
−HK$5,701/mo
▼ 0.25% · 3.875%
HK$93,751
−HK$2,873/mo
Today · 4.125%
HK$96,624
baseline
▲ 0.50% · 4.625%
HK$102,504
+HK$5,880/mo
Deposit HK$19.94M · loan HK$19.94M · min. income ≈ HK$193,248/mo (50% DSR)
Upfront cash ≈ HK$21.63M (deposit + AVD stamp duty HK$1,694,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,151
−HK$5,464/mo
▼ 0.25% · 3.875%
HK$103,863
−HK$2,752/mo
Today · 4.125%
HK$106,615
baseline
▲ 0.50% · 4.625%
HK$112,235
+HK$5,620/mo
Deposit HK$19.94M · loan HK$19.94M · min. income ≈ HK$213,230/mo (50% DSR)
Upfront cash ≈ HK$21.63M (deposit + AVD stamp duty HK$1,694,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,107
−HK$6,842/mo
▼ 0.25% · 3.875%
HK$112,501
−HK$3,448/mo
Today · 4.125%
HK$115,949
baseline
▲ 0.50% · 4.625%
HK$123,004
+HK$7,055/mo
Deposit HK$15.95M · loan HK$23.92M · min. income ≈ HK$231,898/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$1,694,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,381
−HK$6,558/mo
▼ 0.25% · 3.875%
HK$124,636
−HK$3,303/mo
Today · 4.125%
HK$127,939
baseline
▲ 0.50% · 4.625%
HK$134,682
+HK$6,743/mo
Deposit HK$15.95M · loan HK$23.92M · min. income ≈ HK$255,878/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$1,694,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,292
−HK$7,982/mo
▼ 0.25% · 3.875%
HK$131,251
−HK$4,023/mo
Today · 4.125%
HK$135,274
baseline
▲ 0.50% · 4.625%
HK$143,505
+HK$8,231/mo
Deposit HK$11.96M · loan HK$27.91M · min. income ≈ HK$270,548/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,694,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,611
−HK$7,651/mo
▼ 0.25% · 3.875%
HK$145,409
−HK$3,853/mo
Today · 4.125%
HK$149,262
baseline
▲ 0.50% · 4.625%
HK$157,129
+HK$7,867/mo
Deposit HK$11.96M · loan HK$27.91M · min. income ≈ HK$298,524/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,694,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,661
−HK$10,263/mo
▼ 0.25% · 3.875%
HK$168,752
−HK$5,172/mo
Today · 4.125%
HK$173,924
baseline
▲ 0.50% · 4.625%
HK$184,507
+HK$10,583/mo
Deposit HK$3.99M · loan HK$35.89M · min. income ≈ HK$347,848/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,694,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,071
−HK$9,837/mo
▼ 0.25% · 3.875%
HK$186,954
−HK$4,954/mo
Today · 4.125%
HK$191,908
baseline
▲ 0.50% · 4.625%
HK$202,023
+HK$10,115/mo
Deposit HK$3.99M · loan HK$35.89M · min. income ≈ HK$383,816/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,694,641 · Scale 2, in force from 26 Feb 2026)