LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,923
−HK$5,702/mo
▼ 0.25% · 3.875%
HK$93,751
−HK$2,874/mo
Today · 4.125%
HK$96,625
baseline
▲ 0.50% · 4.625%
HK$102,504
+HK$5,879/mo
Deposit HK$19.94M · loan HK$19.94M · min. income ≈ HK$193,250/mo (50% DSR)
Upfront cash ≈ HK$21.63M (deposit + AVD stamp duty HK$1,694,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,151
−HK$5,465/mo
▼ 0.25% · 3.875%
HK$103,864
−HK$2,752/mo
Today · 4.125%
HK$106,616
baseline
▲ 0.50% · 4.625%
HK$112,236
+HK$5,620/mo
Deposit HK$19.94M · loan HK$19.94M · min. income ≈ HK$213,232/mo (50% DSR)
Upfront cash ≈ HK$21.63M (deposit + AVD stamp duty HK$1,694,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,108
−HK$6,842/mo
▼ 0.25% · 3.875%
HK$112,502
−HK$3,448/mo
Today · 4.125%
HK$115,950
baseline
▲ 0.50% · 4.625%
HK$123,005
+HK$7,055/mo
Deposit HK$15.95M · loan HK$23.92M · min. income ≈ HK$231,900/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$1,694,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,381
−HK$6,558/mo
▼ 0.25% · 3.875%
HK$124,637
−HK$3,302/mo
Today · 4.125%
HK$127,939
baseline
▲ 0.50% · 4.625%
HK$134,683
+HK$6,744/mo
Deposit HK$15.95M · loan HK$23.92M · min. income ≈ HK$255,878/mo (50% DSR)
Upfront cash ≈ HK$17.64M (deposit + AVD stamp duty HK$1,694,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,292
−HK$7,983/mo
▼ 0.25% · 3.875%
HK$131,252
−HK$4,023/mo
Today · 4.125%
HK$135,275
baseline
▲ 0.50% · 4.625%
HK$143,506
+HK$8,231/mo
Deposit HK$11.96M · loan HK$27.91M · min. income ≈ HK$270,550/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,694,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,611
−HK$7,651/mo
▼ 0.25% · 3.875%
HK$145,409
−HK$3,853/mo
Today · 4.125%
HK$149,262
baseline
▲ 0.50% · 4.625%
HK$157,130
+HK$7,868/mo
Deposit HK$11.96M · loan HK$27.91M · min. income ≈ HK$298,524/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,694,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,662
−HK$10,263/mo
▼ 0.25% · 3.875%
HK$168,752
−HK$5,173/mo
Today · 4.125%
HK$173,925
baseline
▲ 0.50% · 4.625%
HK$184,507
+HK$10,582/mo
Deposit HK$3.99M · loan HK$35.89M · min. income ≈ HK$347,850/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,694,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,072
−HK$9,837/mo
▼ 0.25% · 3.875%
HK$186,955
−HK$4,954/mo
Today · 4.125%
HK$191,909
baseline
▲ 0.50% · 4.625%
HK$202,024
+HK$10,115/mo
Deposit HK$3.99M · loan HK$35.89M · min. income ≈ HK$383,818/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,694,648 · Scale 2, in force from 26 Feb 2026)