LTV · monthly repayment
▼ 0.50% · 3.625%
HK$90,927
−HK$5,702/mo
▼ 0.25% · 3.875%
HK$93,756
−HK$2,873/mo
Today · 4.125%
HK$96,629
baseline
▲ 0.50% · 4.625%
HK$102,509
+HK$5,880/mo
Deposit HK$19.94M · loan HK$19.94M · min. income ≈ HK$193,258/mo (50% DSR)
Upfront cash ≈ HK$21.63M (deposit + AVD stamp duty HK$1,694,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,156
−HK$5,465/mo
▼ 0.25% · 3.875%
HK$103,869
−HK$2,752/mo
Today · 4.125%
HK$106,621
baseline
▲ 0.50% · 4.625%
HK$112,241
+HK$5,620/mo
Deposit HK$19.94M · loan HK$19.94M · min. income ≈ HK$213,242/mo (50% DSR)
Upfront cash ≈ HK$21.63M (deposit + AVD stamp duty HK$1,694,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$109,113
−HK$6,842/mo
▼ 0.25% · 3.875%
HK$112,507
−HK$3,448/mo
Today · 4.125%
HK$115,955
baseline
▲ 0.50% · 4.625%
HK$123,011
+HK$7,056/mo
Deposit HK$15.95M · loan HK$23.93M · min. income ≈ HK$231,910/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$1,694,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$121,387
−HK$6,558/mo
▼ 0.25% · 3.875%
HK$124,643
−HK$3,302/mo
Today · 4.125%
HK$127,945
baseline
▲ 0.50% · 4.625%
HK$134,689
+HK$6,744/mo
Deposit HK$15.95M · loan HK$23.93M · min. income ≈ HK$255,890/mo (50% DSR)
Upfront cash ≈ HK$17.65M (deposit + AVD stamp duty HK$1,694,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$127,298
−HK$7,983/mo
▼ 0.25% · 3.875%
HK$131,258
−HK$4,023/mo
Today · 4.125%
HK$135,281
baseline
▲ 0.50% · 4.625%
HK$143,513
+HK$8,232/mo
Deposit HK$11.96M · loan HK$27.91M · min. income ≈ HK$270,562/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,694,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,618
−HK$7,651/mo
▼ 0.25% · 3.875%
HK$145,416
−HK$3,853/mo
Today · 4.125%
HK$149,269
baseline
▲ 0.50% · 4.625%
HK$157,138
+HK$7,869/mo
Deposit HK$11.96M · loan HK$27.91M · min. income ≈ HK$298,538/mo (50% DSR)
Upfront cash ≈ HK$13.66M (deposit + AVD stamp duty HK$1,694,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$163,669
−HK$10,264/mo
▼ 0.25% · 3.875%
HK$168,760
−HK$5,173/mo
Today · 4.125%
HK$173,933
baseline
▲ 0.50% · 4.625%
HK$184,516
+HK$10,583/mo
Deposit HK$3.99M · loan HK$35.89M · min. income ≈ HK$347,866/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,694,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,081
−HK$9,837/mo
▼ 0.25% · 3.875%
HK$186,964
−HK$4,954/mo
Today · 4.125%
HK$191,918
baseline
▲ 0.50% · 4.625%
HK$202,034
+HK$10,116/mo
Deposit HK$3.99M · loan HK$35.89M · min. income ≈ HK$383,836/mo (50% DSR)
Upfront cash ≈ HK$5.68M (deposit + AVD stamp duty HK$1,694,730 · Scale 2, in force from 26 Feb 2026)